Benjamin Jung Insurance Agency, LLC

06/19/2026

🚪 LANDLORDS: What if a tenant says you entered their apartment without proper notice?

I was reviewing coverage with a rental property owner today, and it reminded me how many landlords have never heard of Personal Injury coverage.

Maybe you were checking a repair.
Maybe you thought you had permission.
Maybe it was an honest mistake.

But if the tenant alleges wrongful entry, invasion of privacy, or wrongful eviction, you could find yourself defending a lawsuit.

Most landlords focus on slip-and-fall claims and property damage. Few realize they can also be sued over how they manage the rental itself.

That's where a Personal Injury endorsement on a Dwelling Fire policy may provide valuable protection, including legal defense for covered claims.

Even if you ultimately win the case, the cost of hiring an attorney and defending yourself can be significant long before a judge ever decides who's right.

If you own rental property, it may be worth reviewing whether your policy includes Personal Injury coverage.

06/13/2026

A tragic reminder that one unexpected accident can change lives forever.

Many homeowners don't realize how quickly a serious injury or wrongful death claim can exceed their liability limits—especially when there are added exposures like pools, trampolines, dogs, or teenage drivers.

And it's not just about a settlement or judgment. Even if you believe you've done nothing wrong, defending yourself against a lawsuit can cost tens or even hundreds of thousands of dollars. One of the biggest benefits of liability insurance is having an insurance company provide legal defense and stand beside you throughout the process.

This is why reviewing your liability coverage and considering an umbrella policy is so important.

The young girls, aged five and eight, were found unresponsive in the pool on Monday at a home on Gerhardt Drive in Pensacola, Florida.

04/30/2026

Praying for the families affected by this fire. 🙏
Moments like this remind us how quickly life can shift.

According to the National Fire Protection Association (NFPA), in 2024, local fire departments responded to about 1.38 million fires in the U.S., averaging one fire every 23 seconds.

Seeing this in real life is a powerful reminder: if you’ve been putting off reviewing your coverage, let this be your sign to make sure you’re protected.

We're here if you need guidance.

09/23/2024

This is an excellent report detailing why insurance rates have skyrocketed this year (along with everything else)! It has been painful for everyone. The aftereffects of COVID-19 continue, especially with the increase in insurance fraud cases. Nationwide has recently finally lowered its rates in Virginia, so feel free to reach out!

A new report from Insurify shows the average U.S. rate for full auto insurance jumped to $2,329 in the first half of 2024, a 15% increase from last year.

04/24/2024

By July 1, all drivers in Virginia will be required to buy and maintain vehicle insurance, leaving New Hampshire as the sole state in the country to not require insurance.

05/16/2023

Pretty smart though.

06/10/2022

https://www.usatoday.com/story/money/2022/06/10/geico-std-lawsuit-missouri/7578871001/

The woman filed a claim with Geico in 2021 after she contracted HPV during a s*xual encounter in an insured vehicle.

12/25/2021