06/03/2026
Women faculty over 50: your retirement plan has a “power window”… and it’s right now.
With 2026 rules + university plans, some women can defer up to $71,500/year (ages 60–63) across the 403(b) + 457(b) before any employer 401(a) contributions.
But this isn’t just about saving more. It’s also about avoiding the big “oops” moments:
choosing single-life annuity payments when a spouse needs income protection
claiming Social Security without spousal coordination
shifting to bonds blindly when TIAA Traditional already behaves like fixed income
We wrote the guide to help you use the next 10–15 years the smart way.
Read it here: https://www.provizr.com/post/closing-the-gender-retirement-gap-at-50-a-tactical-guide-for-women-faculty