05/10/2026
“I already have health insurance — can I still get this?”
Yes. This is extra protection that can pay cash benefits directly to you, on top of your regular health insurance.
“Why would I need it?”
Health insurance can help with medical bills, but it usually doesn’t cover everything else that comes with being sick or injured — missed work, travel, groceries, childcare, rent, deductibles, copays, and everyday expenses.
“What if I have an HSA?”
There is an HSA-compatible option that may have a lower monthly cost, but it works differently for tax purposes, so we can review which option fits you best.
“How much can it pay?”
Depending on the coverage selected, benefits can pay up to $117k/year.
Coverage can start as low as $9.18/mo for men and $14.79/mo for women without an HSA.
Protecting your income and peace of mind matters.
