07/04/2025
🩺 Important Health Coverage Update – Michigan Residents 🩺
If you’ve recently lost—or fear losing—Medicaid due to the new federal budget changes, please know help and options are available:
✅ 1. Marketplace (ACA) Coverage – Special Enrollment Window
As soon as your Medicaid ends, you qualify for a **Special Enrollment Period:
👉 You can apply **60 days before** and up to **60 days after** losing coverage.
👉 Many Michiganders can access plans under **\$10/month** thanks to tax credits ([michigan.gov][1], [trinityhealthpace.org][2], [priorityhealth.com][3]).
Key steps:
Visit HealthCare.gov or call 1‑800‑318‑2596 (TTY: 1‑855‑889‑4325)
Find FREE local help through LocalHelp.HealthCare.gov or Michigan’s DIFS
👥 2. Employer-Sponsored Insurance (ESI)
If you have access to insurance through a job, losing Medicaid is a *qualifying life event*, making you eligible for a *special enrollment period*—typically **30 days**. Contact your HR department right away.
👵 3. Medicare Transition
If you're *65 or becoming eligible due to disability*, you can enroll in Medicare:
* **Parts A & B** within **6 months** after losing Medicaid
* **Medicare Advantage/Supplement plans** within **3 months** after your coverage starts.
Need help? Call **MMAP** at **1‑800‑803‑7174**.
4. Keep Your Info Updated With MDHHS
Make sure MDHHS has your current address, phone, and email in **MI Bridges**—this ensures you receive timely notices and renewal packets.
Need help? Call the **Beneficiary Help Line** at **1‑800‑642‑3195**
📝 5. What To Do Right Now
1. Track your **Medicaid end date**.
2. **Apply early** on HealthCare.gov to avoid gaps.
3. Check your mail and reply promptly to any renewal packets.
4. **Call 1‑800‑642‑3195** if you miss something or don’t receive info.
5. Explore **ESI or Medicare** if eligible.
🧩 Why This Matters
* Across Michigan, **\~450,000 residents** have already lost coverage during redeterminations—mostly due to missing paperwork ([bridgedetroit.com][5]).
* Proposed federal cuts threaten **over 700,000 Michiganders**, risking rural hospital closures and reduced care access ([michigansthumb.com][6]).
🔗 Quick Resource Links
* **HealthCare.gov** – Marketplace plans
* **LocalHelp.HealthCare.gov** – Free enrollment help
* **MI Bridges** – Update your contact info
* **Beneficiary Help Line** – 1‑800‑642‑3195
* **Michigan DIFS** – 877‑999‑6442
* **MMAP (Medicare help)** – 1‑800‑803‑7174
[1]: https://www.michigan.gov/mde/-/media/Project/Websites/mde/Memos/2023/05/StayCovered.pdf?utm_source=chatgpt.com "[PDF] HOW TO STAY COVERED IF YOU ARE NO LONGER ELIGIBLE ..."
[2]: https://www.trinityhealthpace.org/about-us/medicaid-health-insurance/michigan-medicaid?utm_source=chatgpt.com "Michigan - Medicaid | Trinity Health PACE"
[3]: https://www.priorityhealth.com/individual-family-health-insurance/learning-center/losing-medicaid-eligibility?utm_source=chatgpt.com "Losing Medicaid eligibility - Priority Health"
[4]: https://www.goodrx.com/insurance/medicaid/michigan?srsltid=AfmBOoocZkp_IbUflLnz7S8JFAG9KfcCNF_pu0KefohNsFbsB_KWsRFP&utm_source=chatgpt.com "Michigan: What to Do After Losing Medicaid Coverage - GoodRx"
[5]: https://www.bridgedetroit.com/450000-michigan-residents-have-now-lost-medicaid-coverage/?utm_source=chatgpt.com "450000 Michigan residents have now lost Medicaid coverage"
[6]: https://www.michigansthumb.com/news/article/gov-whitmer-medicaid-cuts-impact-700k-20315330.php?utm_source=chatgpt.com "Whitmer, MDHHS warn of major Medicaid losses under federal proposals"
Whitmer and MDHHS warn that federal budget proposals could cut Medicaid for 700,000 Michiganders, raise health costs, and harm hospitals across rural communities.
