09/01/2026
🚗💥 Tuesday Tips with Tom! 💥🚗
Do you know which type of collision coverage is on your car insurance policy? 🤔 In Michigan, there are three primary options—and understanding the difference could save you from an unexpected expense after an accident! 💵🛡️
✅ Broad Form Collision
Your vehicle is covered regardless of who is responsible. If you are 50% or less responsible, your deductible is typically waived. If you are more than 50% responsible, you pay your deductible. This is generally the collision coverage our agency recommends. 👍🚘
🔵 Standard Collision
Your vehicle is covered regardless of who is responsible, but you are responsible for paying your deductible each time you make a covered collision claim. 🧾🔧
⚠️ Limited Collision
Coverage generally applies only when you are 50% or less responsible. If you are more than 50% responsible, damage to your vehicle is not covered under limited collision. 🚙💥
💡 Helpful reminder: A higher deductible can lower your bill, but it also means paying more out of pocket if you have a covered claim.
Not sure which coverage you currently have? Let our team review your policy and help you understand your options! 📋🔍
📞 Call us: (734) 929-1818
🌐 Learn more: https://st8.fm/3XyA8xX
📧 Email: [email protected]
We’re always happy to help you protect what matters most! ❤️🏡🚗
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