Dayney Agency

07/01/2026

Happy 250 Birthday to USA. Reach out to me for a free review. Or even if you have questions.

06/25/2026

Setting up my CRM to help me run business smoothly is a daily process. A little at a time and eventually it will be there. I'm planting something new and soon it will flourish.

05/25/2026

On Memorial Day, we pause to remember and honor the courageous individuals who gave their lives in service to our nation. Their sacrifice ensures our freedom and unites us in gratitude and remembrance.

We extend our heartfelt thanks to these selfless heroes. Please join us in observing a moment of silence to honor their memory, and let’s continue their legacy by supporting veterans, their loved ones, and our communities every day.

Freedom is ours because of their bravery.

How do you keep their memory alive? Share your stories and tributes in the comments below.



Consider accompanying this post with a meaningful image or video that pays tribute to our veterans.
As we observe Memorial Day, we honor the memory of those who sacrificed everything for our nation’s freedom. This day calls us to reflect, express our gratitude, and come together to pay our respects to these remarkable men and women.

Their courage and dedication will never be forgotten. Please join us for a moment of silence to remember our fallen heroes, and let’s continue to support veterans, their families, and our local community every day in their honor.

Our freedom stands on the shoulders of their bravery.

How do you remember and honor our heroes? Share your stories and tributes with us below.



We recommend pairing this message with a dignified image or video saluting our veterans.

04/10/2026

HSA is the way to go. Connect with me if you want to learn more.

In addition to providing financial benefits, Blue Cross Blue Shield of Michigan delivers a better customer experience by consolidating everything in one place.

04/04/2026

We wish you a happy Easter!

As spring continues to bloom, it’s a great time to enjoy the fresh start and rejuvenation of the Easter holiday.

Whether you're celebrating with an egg hunt, a family meal, or just a little extra chocolate, we hope the weekend brings plenty of smiles and sunshine. 🐰🌷

03/20/2026

Medicare premiums aren’t one-size-fits-all. If your income is higher, you could be paying more—and not even realize why.

That extra charge? It’s called IRMAA—the Income-Related Monthly Adjustment Amount. It affects your Part B and Part D premiums and is based on your income from two years ago.

👉 For 2026, IRMAA applies if your 2024 income was over:
• $109,000 (single filers)
• $218,000 (married filing jointly)

If you’re planning to retire soon, it’s smart to reduce income in the years before you retire to stay under these thresholds. Big Roth conversions, asset sales, or even delayed Social Security can impact what you pay.

Had a life change since 2024? Retirement, divorce, or the loss of a spouse? You may be able to request a reconsideration with Social Security to reduce or remove IRMAA.

Planning ahead can protect your retirement income. Every dollar counts.

03/12/2026

I took this picture towards Lake Lucerne from Morschach.
I thought the clouds looked awesome coming up from the lake.

03/10/2026

GLP-1 weight-loss drugs are gaining ground. Would you try them?

💊 Medications like Wegovy and Ozempic are helping people lose weight and manage blood sugar. 33% of U.S. adults say they’d give them a shot—if the price came down.

Many are already paying $200–$300+/month out of pocket.

If you’re considering these meds, make sure you understand:
✔️ What your health plan covers
✔️ What your out-of-pocket costs might be
✔️ Whether it’s the right fit for your health goals

Always talk to your doctor first—then check your coverage options.