Dennis Ober Independent Insurance Agent

Dennis Ober Independent Insurance Agent Specializing in Health and Senior Insurance Solutions.

A MAPD is a Medicare Advantage Prescription Drug plan. This would be an Advantage plan that includes drug coverage. Adva...
07/20/2023

A MAPD is a Medicare Advantage Prescription Drug plan. This would be an Advantage plan that includes drug coverage. Advantage plans that do not include drug coverage are abbreviated to MA.

Medicare supplements are private health insurance policies, just like life insurance. When you first turn 65 or enroll i...
07/19/2023

Medicare supplements are private health insurance policies, just like life insurance. When you first turn 65 or enroll in Part B, whichever comes later, you get a ONE-TIME window during which you can buy any supplement. During this window, the insurance company cannot turn you down for health reasons. After that six-month open enrollment window passes, you can still apply to change your Medicare supplement. However, you now have to answer the health questions on the application.

A Medicare Advantage plan is a private Medicare insurance plan that you may join as an alternative way to get your Part ...
07/18/2023

A Medicare Advantage plan is a private Medicare insurance plan that you may join as an alternative way to get your Part A and Part B benefits. When you do, Medicare pays the plan a fee every month to administer your Part A and B benefits.

Turning 65 this summer? Starting to feel overwhelmed by your Medicare choices? Contact us today to request a no obligati...
07/17/2023

Turning 65 this summer? Starting to feel overwhelmed by your Medicare choices? Contact us today to request a no obligation consultation.

Reminder: As soon as you receive your Annual Notice of Change (in September), you will want to review it thoroughly. Mak...
07/13/2023

Reminder: As soon as you receive your Annual Notice of Change (in September), you will want to review it thoroughly. Make sure you can afford the changes in costs. You will also want to make sure you are still within the plan’s service area.

Fast fact: You are still required to pay the Medicare Part B premium even if you have an Advantage plan.
07/12/2023

Fast fact: You are still required to pay the Medicare Part B premium even if you have an Advantage plan.

Reminder: Those with a Part D or Medicare Advantage plan receive an Annual Notice of Change letter (ANOC) every Septembe...
07/11/2023

Reminder: Those with a Part D or Medicare Advantage plan receive an Annual Notice of Change letter (ANOC) every September.

Fast Fact: Medicare Advantage plans were created under the Balanced Budget Act of 1997 and signed into law by President ...
07/10/2023

Fast Fact: Medicare Advantage plans were created under the Balanced Budget Act of 1997 and signed into law by President Bill Clinton. These plans are commonly called Part C of Medicare . Some doctor’s offices call them replacement plans, more on that below.

"What you get by achieving your goals is not as important as what you become by achieving your goals." — Zig Ziglar
07/07/2023

"What you get by achieving your goals is not as important as what you become by achieving your goals." — Zig Ziglar

Confused about your Medicare options? Let us educate you on your choices.
07/06/2023

Confused about your Medicare options? Let us educate you on your choices.

Turning 65 this summer? Confused about Medicare? Request a no obligation consultation with us today!
07/05/2023

Turning 65 this summer? Confused about Medicare? Request a no obligation consultation with us today!

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Ankeny, IA
50021

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+15152892705

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