Jessica Moeller Mortgage Banker NMLS #1456170

07/30/2025

We hope everyone stayed safe during the powerful derecho last evening. Our hearts are with those across the Midwest. 💙

If you're dealing with storm damage, you may be weighing repair and recovery options. One option worth considering: tapping into your home's equity through a HELOC (Home Equity Line of Credit) or similar equity based loan. This can help cover cleanup, repairs, tree removal, debris clearing, or personal property replacement.

Tips if you're exploring this route:
✅ Contact a Northwest Bank Personal Banker to discuss HELOC eligibility and current interest rates.
✅ If you're waiting on insurance, using equity might help bridge the gap until funds arrive.
✅ Remember: HELOCs are secured by your home—borrow only what you're confident you can repay.
✅ Learn more at https://www.nw.bank/products/loans/home-equity-line-of-credit

We're proud to serve communities that pull together in times like these. If you need help, please don’t hesitate to contact your local Northwest Bank team. https://www.nw.bank/locations

Member FDIC | Equal Housing Lender | NMLS #486668

07/25/2025

Almost time, delivering signs for new listing coming soon.

Member FDIC

07/17/2025

Great news for homebuyers!

Member FDIC.

07/15/2025

Getting prequalified to buy a home will not hurt your credit. It could actually improve your credit if something is discovered that can be fixed before the time is right to buy. Reach out to start the process.

Member FDIC.

07/10/2025

1. You can stil buy a home with student loan debt If you have solid, reliable Income, are
making consistent monthly payments and have a DTI less than 50%. Monthly regular payments can actually boost your credit score.

2. While self-employed individuals may need to provide more documentation, such as tax returns and business financials, they can still qualify for a mortgage.

3. Many loan programs, including Conventional, FHA, VA, and USDA loans, offer down payments as low as 0-5%. While a larger down payment can reduce monthly payments and potentially avoid private mortgage insurance (PMI), it's not a requirement.

What other myths have you heard about qualifying for a mortgage?

Member FDIC

03/03/2025

Reach out if you want to learn more about this program.

Northwest Bank is excited to partner with the FHLB Des Moines to offer the Mortgage Rate Relief program which provides an approximate 1.5% interest rate reduction targeted to households with incomes at or below 80 percent of Area Median Income. FHLB Des Moines has committed $22 million to the program in 2025. Funding is available on a first-come, first-served basis beginning March 3, 2025.

Click the link below for more information 🏘️
https://mpf.fhlbdm.com/products/mpf-traditional/mortgage-rate-relief/

Or, Contact Your Local Northwest Bank Mortgage Lender 🏘️
https://www.nw.bank/products/loans/meet-our-mortgage-bankers

Member FDIC | Equal Housing Lender | NMLS #486668

03/27/2024

Proud to be an IFA Ambassador! This is a great program for Iowa homebuyers.

The Iowa Finance Authority (IFA) based out of Des Moines, IA recently announced that Northwest Bank has earned IFA's Gold Lender designation for their outstanding efforts in assisting homebuyers in 2023.

02/28/2024

02/12/2024

Northwest Bank will be closed on Monday, February 19, 2024, in observance of Presidents Day. You can access your banking through your online banking or mobile banking app. Transactions that take place after our normal cut off times (Mobile Deposits: 3:00 pm | ATM Deposits and all other transactions:...

01/11/2024

Are you planning to build, buy or refinance in 2024? Now is the time to get started! Northwest Bank is your local preferred Mortgage Loan provider. Buy or build your new home with confidence and get pre-approved today!

Download our Northwest Bank Mortgage App to apply, view your progress, securely upload documents, and message your mortgage banker easily as you go! https://www.nw.bank/mortgage/

Member FDIC | Equal Housing Lender | NMLS # 486668

12/20/2023

Curious about SBA loans and how the approval process works for your small business? Hint: It’s more than numbers. We’ve got the details. https://www.nw.bank/blog/startup-business/sba-loan-requirements--northwest-bank?utm_medium=social&utm_source=linkedin&utm_campaign=sb&utm_content=ed

Member FDIC