Cindi James, Loan Officer, Total Mortgage -NMLS #1725768

03/12/2025

Did you know that being an authorized user on someone else’s credit card could actually affect your ability to buy a home? Whether it’s a boost or a bump in the road depends on the account holder’s habits! Want to know how this plays into your mortgage approval? Let’s chat!

03/09/2025

A new season, a new time, and new opportunities! Don’t forget to set your clocks forward and make the most of the extra daylight.

02/16/2025

Looking to eliminate PMI sooner? Consider extra payments, bi-weekly payments, or requesting cancellation when you reach 20% equity. Let’s explore the best strategy for you. ?

02/14/2025

This Valentine’s Day, we’re celebrating love, home, and everything in between. Whether you're buying, refinancing, or just dreaming, we’re here to help. ❤️ Happy Valentine’s Day!

02/11/2025

Tax savings alert! ? Your mortgage, interest rate, and tax bracket could reduce your taxable income. Let’s talk savings!

12/26/2024

Honoring tradition, embracing unity, and celebrating culture. Happy Kwanzaa to you and yours!

12/25/2024

May your holiday season sparkle with moments of love and laughter. Merry Christmas!

12/24/2024

Merry Christmas to all! Wishing you a holiday season filled with love and happiness.

12/07/2024

12/05/2024

We’re here to give back!

This season, Total Mortgage is helping someone with $2,000 toward their rent or mortgage. It’s our way of showing gratitude to the clients, partners, and friends who make what we do possible.

Check out our Instagram () or visit the link to enter before December 14th at 11:59 PM. Happy holidays from all of us at Total!

11/05/2024

Exercise your right to vote today—your voice matters!

11/03/2024

An extra hour today means extra time for fall coziness. Don't forget to set those clocks back!