Frontier Insurance Services

06/19/2026

Seriously. Right now. Or put it on your to-do list for tomorrow morning.

Call the member services number on the back of your Medicare Advantage card and ask them this exactly:

"Does my coverage follow me when I travel outside my service area?"

That's it. One question. Five minutes.

Because the answer varies a lot depending on your specific plan. Some Advantage plans cover you pretty well when you're away from home. Others only cover true emergencies outside your area. And most people have absolutely no idea which one they have until they actually need care somewhere new.

Knowing the answer now means no surprises later. And that is worth five minutes of your time before summer gets going!

Tag someone who needs to make this call!

Did you already know the answer for your plan?

06/18/2026

You know that thing where it's 11pm and you're supposed to be asleep but instead you're three pages deep into a Google rabbit hole about Medicare and somehow you've ended up on a government website from 2019 and you're more confused than when you started?

Yeah. I made something so you don't have to do that anymore.

It's called the 5 Things to Check About Your Medicare Before Summer Gets Going and it is exactly what it sounds like. Five things. Plain English. Ten minutes.

No government websites. No confusing charts. No rabbit holes.

Just the stuff that actually matters so you can close all fourteen tabs, put your phone down, and actually enjoy your summer like you deserve to!

It's completely free.

Comment the word SUMMER below and I'll send it straight to you!
When's the last time you went down a Medicare Google rabbit hole?

06/17/2026

Every summer, I ask myself the same question:

Why don't I come here more often?

A trip to Liberty State Park and the Liberty Science Center is one of those days that never disappoints.

You get incredible views of the Statue of Liberty, plenty of space to walk and enjoy the waterfront, and one of the best hands-on experiences for kids and adults at the Science Center.

It's fun.
It's local.

And it's a reminder that some of the best summer memories don't require getting on a plane.

If you're looking for something to do this summer, consider this your sign.
Have you been to Liberty State Park or the Liberty Science Center lately?

06/17/2026

06/16/2026

Quick exercise.

Without getting up, do you know where your Medicare insurance card is right now?

Now harder question. Do you know the member services number for your specific plan?

Not 1-800-MEDICARE. That's the federal Medicare helpline and while it's useful, it can't actually pull up your specific plan details, tell you if your doctor is in network, or help you figure out why a claim was denied.

The number you need is the one on the back of your actual plan's card. Your Medicare Advantage card. Your Part D drug plan card. Your Medicare supplement card. Whatever coverage you have on top of Original Medicare, that plan has its own member services line and that is the number that can actually help you in the moment.

Here's why this matters so much.

When something goes wrong (and hopefully it never does), you are already stressed. You are not in the mood to dig through a drawer looking for a card or spend twenty minutes on the wrong hold line before realizing you called the wrong number.

So here's what I want you to do right now.

Find your insurance card. Flip it over. Put that member services number in your phone contacts right now. Label it something obvious like "[Plan Name] Insurance" so you can find it fast.

Takes two minutes. Could save you a really awful moment later!
Not sure which card is which or what coverage you even have?

That is such a common thing and I am so happy to help sort it out.

DM me the word SUMMER and let's get you organized!

Do you know where your insurance card is right now?

06/15/2026

Let's play a quick game. 😅

How many of these Medicare mistakes have you made?

⬜ Googled Medicare and got 27 different answers
⬜ Took advice from a neighbor who "knows a guy"
⬜ Said, "I think I'm covered..." without actually knowing
⬜ Called the 1-800 number and gave up on hold
⬜ Lost your insurance card right when you needed it
⬜ Asked your adult child for help and ended up more confused

If you checked more than one...

You're normal.

Medicare is confusing because there's too much information—not too little.

That's why having someone who can give you straight answers matters.

How many boxes did you check?

06/14/2026

Two words Medicare beneficiaries never want to hear:

Prior Authorization.

Translation?

Your doctor says you need something.

Your insurance plan says:
"Let's talk about it first."

That means extra paperwork.

Extra waiting.

And sometimes extra frustration.

The biggest surprise?

Many people don't know their plan requires prior authorization until they're trying to get the care or medication they need.

That's why it's important to understand how your coverage works before you need it.

DM SUMMER if you have questions about your Medicare plan or coverage.

Has prior authorization ever delayed your care?

06/13/2026

Getting older is weird.
One day you're staying out until midnight.
The next day you're bragging about getting 8 hours of sleep.
What's the most ridiculous thing nobody warned you about getting older?
👇 Let's hear it.

06/12/2026

The worst Medicare surprises never happen during Open Enrollment.

They happen in the middle of summer.

You're traveling.

Picking up a prescription.

Scheduling a doctor's appointment.

And suddenly you discover:
❌ Your doctor isn't in-network.
❌ Your medication costs more.
❌ Your coverage doesn't work the way you thought it did.

The frustrating part?
Most of these problems could have been caught ahead of time.

That's exactly why I created my:
5 Things to Check About Your Medicare Before Summer Gets Going Checklist.

It takes less than 10 minutes.

No insurance jargon.

No complicated forms.

Just 5 simple things that can help you avoid expensive surprises later.
And it's completely free.

Comment SUMMER below and I'll send it to you.
What's the biggest surprise you've ever had with your insurance coverage?