Upstate Federal Credit Union

09/02/2026

Labor Day weekend is one of the biggest vehicle shopping weekends of the year.

If you're planning to take advantage of seasonal sales, start by finding out what your current vehicle may be worth. Knowing its estimated value can help you better understand your budget and potential trade-in options before you shop.

Our online vehicle shopping tools make it easy to check your vehicle's value and explore your next ride- all from one place.

This vehicle valuation tool is provided as a member service and offers calculated estimates based on various factors. The accuracy of the valuations or any other information provided cannot be assured. Please note that the valuation source used for loan decisions may differ from the one displayed he...

09/02/2026

Financial Wisdom Wednesday: Back-to-School Budgeting

Back-to-school shopping has a way of adding up fast. Between school supplies, new clothes, activity fees, sports, and all those “we forgot one more thing” purchases, it’s easy for school expenses to stretch your budget.

Before you head out for your next shopping trip, take a few minutes to make a back-to-school budget.

✔️ Make a list of what your child actually needs
✔️ Set a spending limit for each category
✔️ Compare prices before making larger purchases
✔️ Check what you already have and reuse or repurpose items when you can

A little planning can go a long way toward keeping back-to-school shopping manageable and helping you start the school year without putting unnecessary stress on your budget.

Here’s to a new school year, a fresh start, and a budget that stays on track.

09/01/2026

Member Moment: A Little Kindness Goes a Long Way

Some of the best Member Moments have nothing to do with a transaction. They’re about the people we see, the relationships we build, and the little ways our members make our community special.

Our Anderson branch always looks forward to visits from Malcolm, a longtime Upstate Federal Credit Union member with a big heart and a generous spirit. During garden season, he often stops by with fresh vegetables to share with the team. 🍅🥒

It's a simple gesture, but it always brings a smile—and it's a wonderful reminder that being a local credit union is about more than banking.

We're proud to be part of the communities we serve in upstate SC, and we're grateful for members like Malcolm in Anderson who make those communities feel like home.

Thank you, Malcolm, for sharing your harvest, your kindness, and a little piece of your joy with us. We always enjoy seeing you!

08/31/2026

🌟 Rising Star Spotlight 🌟

Join us in recognizing Maurice as our latest Rising Star!

Although he's new to the lending team, Maurice has already made a strong impression on both our members and coworkers. He has quickly learned the lending process, consistently helps members find the right financial solutions, and delivers exceptional member service with every interaction.

Maurice's positive attitude, willingness to help, and dedication to learning have made him a valuable part of our team. We appreciate the impact he's already making and look forward to seeing all he'll accomplish.

Congratulations, Maurice, on being recognized as a Rising Star! ⭐

08/30/2026

Ms. Singleton made her Friday a little sweeter by opening a new checking account with UFCU! To celebrate, she joined us for Ice Cream Friday because every great financial decision deserves a sweet treat!

08/29/2026

If someone gave you an extra $500 today, what would you do with it?

💰 Build your emergency fund?
🏡 Save for a home?
🚗 Pay down debt?
📚 Cover school expenses?

No matter your answer, having a plan makes all the difference.

UFCU Enrich offers free courses and financial tools to help you turn your goals into a reality—one step at a time.

Click below and start exploring:
https://upstatefcu.enrich.org/

Tell us in the comments—which goal would you choose?

08/28/2026

What is a HELOC?

A Home Equity Line of Credit (HELOC) lets you borrow against the equity you've built in your home—giving you flexible access to funds when you need them, while only making payments on what you use.

Your equity. Your possibilities.

Learn more by visiting any UFCU branch..

Minimum loan amount of $15,000. Subject to creditworthiness and lending policies. Upstate Federal Credit Union pays reasonable closing costs. Equal Housing Opportunity Lender. Federally insured by NCUA.

08/27/2026

📚✏️ Back-to-school season comes with enough to think about—waiting on payday shouldn't be one of them.

Whether you're buying school supplies, paying activity fees, or stocking the pantry for the busy weeks ahead, getting paid sooner can help keep your budget on track.

With Direct Deposit at Upstate Federal Credit Union, you can:
• Get paid up to two days early
• Enjoy a secure, convenient way to receive your paycheck
• Make budgeting easier by setting up automatic transfers to savings or loan payments

Getting started is easy! Simply provide your employer with your Upstate Federal Credit Union routing and account numbers, and ask about splitting your deposit between checking, savings, or loan payments.

Start the school year with one less thing to worry about. Stop by your nearest branch or give us a call to learn more about setting up Direct Deposit today!



Upstate Federal Credit Union is an Equal Housing Opportunity Lender. Federally insured by NCUA.

08/26/2026

Everything you need for your next vehicle all in one place.

-Browse vehicles on our site
-Compare features
-Estimate payments
-Get pre-approved
-Pick up your ride

Start your search on our site today.

This site is provided as a research tool for our members' convenience. However, the vehicle listings are provided by dealers in our network, not by the credit union, and the credit union cannot guarantee the accuracy of the listing description and price or the quality and safety of any vehicle. Plea...

08/26/2026

The Best School Supply? A Savings Habit.

The school year is full of lessons—and one of the most valuable is learning how to save.

Whether you're saving for:
🎓 College
🚗 Your first car
💻 A new laptop
🏖️ Your next adventure

Starting early gives your savings more time to grow.

No matter your age, developing healthy financial habits today can help you reach tomorrow's goals.