05/23/2026
Rates current as of May 22, 2026 ~9:00 AM AKT. For informational purposes only. Not a loan offer, commitment to lend, or guarantee of approval. Rates subject to change without notice. Loans subject to underwriting & credit approval. APRs are estimates; include estimated lender fees but exclude taxes, insurance & escrow. Rates based on a 60-day lock; not final until confirmed in writing. Rates depend on credit score, LTV, DTI, property type, loan amount & occupancy. Rates may include up to 1.25 discount points. Licensed in AK, WA & HI. Additional state disclosures may apply. Not affiliated with FHA, VA, USDA, or any government agency.
1. Conv. 15-yr: 780+ score, up to 1.50% origination fee, 25% down, 75% LTV. Max loan amount $1,000,000.
2. Conv. FTHB 30-yr: 620+ score, up to 1.50% origination fee, 3% down, 97% LTV. Max loan $450,000. Income must not exceed $150,000/yr.
3. Conv. 30-yr: 620+ score, up to 1.50% origination fee, 3% down, 97% LTV. Max loan $1,000,000.
4. FHA/VA/USDA 30-yr: 780+ score. FHA: 3.5% down/96.5% LTV. VA: 0% down/100% LTV. USDA: 0% down/100% LTV (rural eligibility & income limits apply).
5. Jumbo 30-yr: 780+ score, 30% down, 70% LTV.
6. Investment 30-yr: 780+ score, 25% down, 75% LTV.
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All compliance preserved and right at Instagram’s 2,200 character limit. Have a wonderful Memorial Day weekend Brittany! 🇺🇸