10/13/2026
Anyone who runs a seasonal business knows the math: revenue shows up in bursts, but rent and payroll show up every single month. Lenders aren't scared of that pattern, they're just trying to understand it. That's why twelve months of bank statements and profit and loss statements matter more than one great month or one quiet one. Mark your peak and slow periods, explain the drivers in a sentence or two, and show how you've covered the lean stretch before, whether that was reserves, a line of credit, or vendor terms. And ask every provider how it handles seasonal businesses before you commit, because a payment schedule that ignores your cycle can squeeze you in your slowest month. What's your slowest month of the year?
Read the full article: https://www.fundmerica.com/2026/10/13/seasonal-business-funding-revenue-swings/
