Brad Purcha Insurance Agency

08/24/2023

At what age am I eligible for Medigap?

I thought I was covered by Medicare already; do I need either of these?

When must I enroll for Medigap?

Can I switch from Medicare Advantage to Medigap?

Does Medigap cover prescription drugs?

Which plan is cheaper?

These questions and more answered here:

Medigap plans (referred to as Medicare Supplement plans) are generally PPO plans and you can see any doctor or hospital that accepts Medicare. Medigap plans all have an extra premium cost in addition to what a person pays for Medicare Part B. With Medigap plans you also need to purchase a separate P...

08/22/2023

Caution: Living Alone Puts People with Cognitive Decline at Risk

Patients forget appointments, mix up medications and have no one to contact in an emergency.

The United States health system is poorly equipped to serve patients living alone who are also experiencing cognitive decline.

08/16/2023

If you have recently lost your health insurance and have questions about COBRA or other health insurance questions, I am here to help.

Call me (Brad Purcha) at (714) 991-4855.

or visit:

https://www.purchainsurance.com/

08/01/2023

I offer Term Life and Universal Life (UL) policies for small companies and individuals. I have access to all the top-rated carriers in the industry allowing me the flexibility to find you the best possible plan at the lowest possible cost.

I offer UL policies that you can pay for a certain number of years and guarantee the death benefit to age 100! This is a great way to make sure the money you want to pass on to a loved one or to leave a legacy actually gets paid out vs only 2 to 3% of the death claims get paid with Term insurance as 97 to 98% of the individuals that purchase Term out live the term of time they purchased. All of my services are provided at no cost to you.

For more information, call Brad Purcha at (714) 991-4855

07/27/2023

I assist small and self-employed businesses, with 2 or more employees, find the right Medical, Dental, & Vision coverage they need at the right price with the right carrier.

I do the “shopping” and you pick the plans. I assist with the application process, claims, and your annual open enrollment period.

All of my services are provided at no cost to you!

Questions? Call me at (714) 991-4855

07/19/2023

"I used to have health insurance through my employer but when I changed jobs I had no clue where to look for insurance on my own. That’s when I turned to Brad Purcha with Purcha insurance. Brad was extremely patient with me and walked me through every option and answered all my questions. He has a caring demeanor and is very attentive. He went above and beyond helping me. I couldn’t believe that I was signed up for affordable insurance by the following day. I’m very grateful for his level of knowledge and customer service skills."

- Hannah, C.

Read more testimonials at https://www.purchainsurance.com/

Do you or someone you know have questions about health insurance? If so, please call Brad Purcha at (714) 991-4855.

07/13/2023

What’s the best health insurance plan for the lowest price if you live in California?

No single insurance company tends to have a “better” plan than another company. All health insurance companies that service California will offer the same four-tier plans (which we discuss below).

Now, health insurance companies will price these plans differently. Additionally, these plans will change in price from year to year. Purcha Insurance will find out which plan best fits your needs.

Important Note: We do not have relationships with any health insurance company as a health insurance broker. All we do is help our customers determine the best plan for the best price based on their individual and family requirements. In the end, you pick the health insurance plan and company that works best for your situation. There is no fee to you for our service.

Read more: https://www.purchainsurance.com/post/whats-the-best-health-insurance-plan-for-the-lowest-price-if-you-live-in-california

07/11/2023

How do I know if I’m eligible for Premium Assistance with Covered California?

Premium Assistance is the money that the Federal government pays individuals who are income qualified for their health insurance. It helps people pay a portion of their health insurance.

The Federal Government, through the Affordable Care Act, (ACA) has a program that allows individuals premium assistance on their health insurance. The purpose is to help those that make less income, make the burden of purchasing health insurance lower by assisting with paying their healthcare plan premium. This is especially important for those with families to be able to afford their other financial obligations (rent, groceries, etc.).

Learn more:

https://www.purchainsurance.com/post/how-do-i-know-if-im-eligible-for-premium-assistance-with-covered-california

Or call Brad Purcha at: (714) 991-4855

06/14/2023

What’s the Difference Between a Medigap Plan and a Medicare Advantage Plan?

Medigap plans (referred to as Medicare Supplement plans) are generally PPO plans and you can see any doctor or hospital that accepts Medicare. Medigap plans all have an extra premium cost in addition to what a person pays for Medicare Part B. With Medigap plans you also need to purchase a separate Part D Prescription Drug plan.

Medicare Advantage plans are generally HMO plans that usually have no monthly premium cost and the Prescription Drug plan is included at no cost as well. A Medicare Advantage plan disenrolls you from Medicare and the insurance carrier you sign up for takes over 100% of your medical care.

Learn more here: https://www.purchainsurance.com/post/whats-the-difference-between-a-medigap-plan-and-a-medicare-advantage-plan

06/29/2020

Health insurance signups have been extended until July 31st, so if you know someone looking for health, or has questions about their existing coverage please have them contact me. Thank you!
Brad

06/29/2018

Now writing Medicare policies so if you know someone turning 65 let me know. Thank you!
Brad Purcha