Rhoades Lending Team NMLS 760390

Rhoades Lending Team NMLS 760390 30+ years of Mortgage Lending experience in Reverse and Traditional Mortgage loans NMLS #760390 MORTGAGE PROFESSIONAL IN CLAREMONT, CA

Let’s talk about something a lot of retirees are quietly worried about right now — market swings.When the market dips, w...
02/23/2026

Let’s talk about something a lot of retirees are quietly worried about right now — market swings.

When the market dips, withdrawing from your retirement accounts can hurt more than usual. You’re pulling money out while values are down. Over time, that can seriously impact how long your savings last.

💡This is where strategy matters.

Some homeowners use a reverse mortgage line of credit as a buffer asset. Instead of pulling from investments during a downturn, they temporarily use home equity, giving their portfolio time to recover.

It’s not about replacing your investments.
It’s about protecting them.

Your home isn’t just where you live. For many retirees, it’s their largest untapped asset.

If you’re worried about how market ups and downs affect your retirement income, message me, and I’ll walk you through how this strategy works.

Lately, I’ve really been noticing the little moments where I feel cared for.💛 Sometimes it’s something simple...a quiet ...
01/15/2026

Lately, I’ve really been noticing the little moments where I feel cared for.💛
Sometimes it’s something simple...a quiet walk, a meaningful conversation, or just giving myself a moment to breathe.

What’s one small thing that’s helped you feel cared for recently?

If things have been feeling a little tighter lately — higher expenses, less breathing room, or just uncertainty about wh...
01/14/2026

If things have been feeling a little tighter lately — higher expenses, less breathing room, or just uncertainty about what’s ahead...you’re not imagining it.

Sometimes it helps just to understand what options actually exist, even if you’re not ready to make any decisions.

A big part of my work is helping homeowners look at how their home equity and retirement loan options can support their bigger picture, whether that’s creating more monthly flexibility, reducing financial stress, or simply having a clearer plan for the years ahead. Sometimes that includes a reverse mortgage, and sometimes it means exploring other types of retirement lending strategies or simply getting educated.

If you ever want to talk it through, no pressure, just clarity — I’m here.

I recently spoke with a homeowner who had been carrying financial stress for years — quietly tightening their budget, de...
01/13/2026

I recently spoke with a homeowner who had been carrying financial stress for years — quietly tightening their budget, delaying things they needed, and convincing themselves they had no good options.

They told me they’d avoided learning about reverse mortgages because of fear and old stories they’d heard. So instead, they just kept enduring the pressure.

As we walked through what the numbers actually looked like for their situation, they stopped and said,
“I didn’t even know these options existed.”

In that moment, everything shifted. The worry softened. The conversation slowed. You could almost feel the relief of realizing they weren’t trapped, they simply hadn’t been given clear information before.

That’s the part of my work that matters most to me. Not selling. Not convincing. Just helping people replace uncertainty with clarity so they can breathe again and choose what feels right for them.

Clarity changes everything- especially when fear has been the driving force.

I used to believe this one too, so let’s talk about it honestly.For the longest time, I thought a reverse mortgage meant...
01/11/2026

I used to believe this one too, so let’s talk about it honestly.

For the longest time, I thought a reverse mortgage meant giving up your home, and that idea alone was enough to shut the conversation down.

But here’s the truth: you don’t lose ownership. You’re still the homeowner, as long as you keep up with things like taxes and insurance.

I’ve learned that most of our fear comes from not having the full picture. And once I understood the facts, everything felt a little lighter.

If this has ever crossed your mind or made you uncomfortable, you’re not alone. What questions come up for you when you hear “reverse mortgage”?

Address

3111 Camino Del Rio North Suite 905
Anaheim, CA
92808

Opening Hours

Monday 8am - 5:30pm
Tuesday 8am - 5:30pm
Wednesday 8am - 5:30pm
Thursday 8am - 5:30pm
Friday 8am - 5:30pm

Telephone

+19097828510

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