Richard Ruggieri - Thrivent

09/29/2022

Did you know you can leverage your retirement plan to have a lasting impact on the people and charities you love? Just keep these 3 things in mind:

➜ Tax burdens: When you leave an IRA or other tax-deferred retirement plan to a loved one, they must pay income tax on the distributed amount at their tax rate.

➜ Tax solutions: Leverage funds from your tax-deferred retirement plan to purchase life insurance and ensure your loved get an income tax-free benefit.

➜ Charitable options: With insurance in place, you can leave the remainder of your tax-deferred retirement plan to a cause you care about, 100% tax-free.

Want to dive deeper into this topic? Let’s schedule time to connect.

Thrivent and its financial advisors and professionals do not provide legal, accounting or tax advice. Consult your attorney or tax professional.

09/27/2022

The journey to financial independence looks different for every person. Here are a variety of tools and techniques that can help you achieve financial independence.

People often may wonder "What is financial independence?" out of a desire to feel less dependent on their jobs. Whether chronic illness makes working full time taxing or you value taking part of each year to travel, the freedom to take time away from work or to set a more flexible working schedule.....

09/26/2022

As major life events occur, they can change your life insurance needs. It’s important to safeguard what you have today while planning for the road ahead.

For disclosure information, see thrivent.com/social

09/22/2022

If you want your family's assets to last more than just one generation, it’s important to have plans in place so your money and possessions flow smoothly to the people you’ve chosen. Which of these strategies might be right for you?

We are about to embark on the greatest wealth transfer the U.S. has ever seen. By 2045, it's estimated that $72.6 trillion will be left to beneficiaries across the nation. If you're in a position to pass on even a modest level of money, property or valuables, now is the time to familiarize yourself....

09/20/2022

With Fall right around the corner, take some time to review and adjust your financial goals for the new season.

09/19/2022

Thinking about purchasing life insurance and not sure where to start? Here are the different types of life insurance and reasons why you may want to get coverage.

Many of the financial decisions we make are motivated by the people we love and care for. Whether we're looking to support our loved ones today or well after we're gone, it's reassuring to know that, with the right financial preparation, we can create a strategy to protect the people that matter to....

09/15/2022

The people and causes closest to your heart deserve to receive all you’ve envisioned for them after you’re gone. The key is to account for the tax implications of how you plan to transfer your assets. Here’s what you need to know: https://bit.ly/3BE3nWy

09/12/2022

If you have a loved one who depends on you, life insurance can give you security of knowing that they will be okay if something happens to you.

For disclosure information, see thrivent.com/social

09/08/2022

From income support to leaving a legacy, life insurance can provide benefits to both you and your loved ones in different ways. Take a look at these 7 key benefits of life insurance.

Life insurance is a symbol of dedication to the people we care about – empowering you to protect your loved ones while also potentially benefiting financially.

09/06/2022

Planning to become a first-time parent in the near future? Welcoming a new child into the family can be nerve-wracking, but these seven steps can help financially prepare you for parenthood: https://bit.ly/3PAw0aX

09/05/2022

Hope you and your loved ones enjoy a safe and relaxing Labor Day weekend. The markets and our office will be closed, in observance of the holiday.

09/01/2022

Not sure when you should get life insurance? Here are different factors to consider that will help you decide when to take the next step.

When should you get life insurance? For many people, life insurance doesn't seem necessary until they reach a certain age, get married, or have children. However, life insurance can be beneficial at many different ages and stages of life.