Ja Smith: Financial Planner

10/15/2026

The 4% rule is a basic rule-of-thumb when it comes to retirement, but how can we make it better? Let’s talk about your retirement plan and how adding an annuity can help reduce your market risk.

Researchers compared four ways to turn a $1 million nest egg into retirement income, weighing lifetime payouts, liquidity, and money left for heirs and emergencies.

10/13/2026

You don’t have to navigate important financial decisions alone. Whether you’re managing day-to-day priorities, planning for the future, or balancing multiple goals, having a trusted financial partner can help you move forward with confidence. Let’s talk.

10/12/2026

As we head toward year-end, many families are thinking about how they’d like to give back. Whether you’re supporting a favorite charity or exploring new ways to make an impact, it may be worth considering how charitable giving can fit into your overall financial strategy. Let’s connect and discuss your goals.

10/06/2026

401(k) enrollment and year-end wrap-ups are coming. Do you need help decoding your statement? I can help. Let’s connect.

10/01/2026

Retirees with annuities have reported higher well-being than those with defined contribution plans. Let’s talk about how reliable guaranteed income can take the stress out of retirement.

Discover why annuity owners value lifetime income for financial security, peace of mind, and protection against market volatility and inflation.

09/25/2026

This is a can’t miss event!!

Your financial future just got a little more refreshing!

Join us on October 7 at 5:30 PM for Crafting Financial Plans at The Establishment(300 Corporate Parkway, Suite 110N), where we’ll break down practical strategies to help you create a financial plan that fits your goals and your life.

And there’s a little something extra! We’re teaming up with T**z, who will be joining us to share more about their brand and offer samples of their cool, & refreshing seltzers.

Learn. Plan. Sip. 🍹

Reserve your spot today: https://www.eventbrite.com/e/2000644550707?aff=oddtdtcreator

09/23/2026

If you’re building something of your own, let’s review a few planning basics that can help support both your business and personal goals.

09/20/2026

May this Yom Kippur bring peace, reflection, and renewal.

09/17/2026

I'll be the instructor for this one!
Come on out and enjoy yourself! I promise you'll get some useful information too!

This class focuses on equipping participants with the knowledge and skills necessary to develop effective and personalized financial plans.