FinancialGinger

FinancialGinger Contact information, map and directions, contact form, opening hours, services, ratings, photos, videos and announcements from FinancialGinger, Insurance Agent, American Fork, UT.

FinancialGinger Podcast | Be Money Smart
Most people are underinsured or overpaying.
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https://cal.com/financialginger
Podcast Facebook Group
https://www.facebook.com/groups/848577941325360/

05/29/2026

My mom got in a car accident late at night in Orem, Utah… but because she didn’t get a police report, the other driver completely changed his story the next day and said my mom hit her!

Now it’s a messy 50/50 at-fault claim and she’s paying the price.

This is exactly why getting a police report is one of the 6 critical things you need to do after any auto accident.

If you want auto insurance quotes, check links in bio! 👇

05/28/2026

Best business education I ever got.
🛠️ At 13 years old, I was building mini marshmallow catapult kits I calculated the numbers the other day... I was pulling in about $23 an hour as a kid!

Why? I didn't make one catapult at a time. I made a thousand at a time.

Sometimes the best financial education doesn't come from a classroom, it comes from getting your hands dirty and learning the value of money early.

05/25/2026

When should an entrepreneur look at opening a different kind of retirement account than an IRA?

The simple answer is, when you want to contribute more than the maximum allowed to your IRA. At that point you should talk with someone like Michael Espinosa about what else you can do to save for retirement.

05/24/2026

Starting an IRA is so easy!

When I was in college I started 2 of them and it was a simple process each time. Opening a bank account is much harder than this. Listen to the latest episode to learn about IRAs and retirement accounts with Michael Espinosa!

05/23/2026

The difference between a traditional and Roth IRA. Listen to the latest episode of FinancialGinger to learn more about retirement tax advantage accounts with Michael Espinosa!

05/22/2026

Not everyone needs every type of financial help.

Someone who is in extreme debt, does not need an investment advisor. On the other hand, someone who spends less than they earn and has a great savings built up, probably doesn't need a budget coach.

Listen to the latest episode of FinancialGinger to learn about tax advantage accounts with Michael Espinosa!

05/21/2026

What does normal consumption look like to you?

Normal consumption isn't the newest phone every year, or eating out every day. It looks like getting the things you need and using them fully till you need to replace it. It looks like eating at home. It looks like having a car that you bought in cash.

05/20/2026

Use this rule to avoid lifestyle creep!

Whenever you get a raise or a bonus, put 75% of it towards your savings or paying off debt. The other 25% can go towards growing your lifestyle. By only giving yourself that money for savings, you can now more easily build a buffer so that you no longer must live paycheck to paycheck.

05/19/2026

Living within your means is always the best practice.

Even if you are a WNBA player, don't rent a place you cannot afford. Keep your budget in mind when looking for a place to live

05/18/2026

I had to consider all these different factors when getting my life insurance policy.

How can I provide for my wife after I'm gone? How will I satisfy any debts I leave behind? What will I leave for my future children? These are importan questions to know the answer to when getting a life insurance policy.

05/17/2026

A cash value life insurance policy can be a great tool in retirement because it doesn't fluctuate like the stock market. Listen to the latest episode of FinancialGinger to learn more about cash value life insurance policies from Mitchell Hancock.

Address

American Fork, UT
84003

Telephone

+18015008710

Website

https://cal.com/financialginger

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