03/10/2026
No matter which construction loan option you choose, permanent financing is an important part of the process.
With a one-time close, your permanent mortgage is already approved and locked in before construction begins. As your home nears completion, the focus is simply on final inspections and receiving the certificate of occupancy so you can move in.
With a two-time close, permanent financing is prepared toward the end of construction. Your Loan Advisor will collect updated documentation, order a final appraisal, and submit the loan for underwriting so your permanent mortgage is ready once the home is complete.
Understanding this timing helps ensure a smooth transition from construction to move-in day.
https://myoc.io/DelSurMortgage
NMLS # 254469