Francisco Velarde NMLS# 2524647

Francisco Velarde NMLS# 2524647 Bilingual lender, Available even after 5pm and on weekends. Here to serve family’s needing financing.

Francisco Velarde is a dedicated, bilingual Loan Officer who began his career in the mortgage industry in March 2024. Francisco is passionate about helping first-time homebuyers navigate the home financing process with confidence and clarity. Coming from a blue-collar background, Francisco has a deep understanding of his clients' needs and values. He takes a thoughtful, client-focused approach—ant

icipating questions, addressing common concerns, and meeting clients where they are in the process. He is especially committed to serving Spanish-speaking buyers, helping ease concerns caused by language barriers and ensuring his clients feel informed, comfortable, and supported every step of the way.

I'm here to shed light on an essential aspect of homeownership: property taxes. 📚🏠 Researching property tax rates and un...
06/08/2026

I'm here to shed light on an essential aspect of homeownership: property taxes. 📚🏠 Researching property tax rates and understanding local policies before buying or selling can empower you to make intelligent real estate decisions. Please send me your questions; I'm ready to help!
https://myoc.io/



All loans and collateral subject to approval | First National Bank Texas NMLS # 402924 | Member FDIC | Equal Housing Lender

Computers can do a lot, but they can’t pick up the phone when you have questions. Give me a call and I’ll be there with ...
06/07/2026

Computers can do a lot, but they can’t pick up the phone when you have questions. Give me a call and I’ll be there with the answers.
https://myoc.io/



All loans and collateral subject to approval | First National Bank Texas NMLS # 402924 | Member FDIC | Equal Housing Lender

Thinking about updates? Smart renovations can do more than improve your space; they may also strengthen your home’s long...
06/06/2026

Thinking about updates? Smart renovations can do more than improve your space; they may also strengthen your home’s long-term value. 🏡 Whether you're planning small upgrades or a larger remodel, having the right financing strategy in place can make all the difference. If you’d like to explore options for funding your next project, send me a message and let’s talk through your goals!
https://myoc.io/



All loans and collateral subject to approval | First National Bank Texas NMLS # 402924 | Member FDIC | Equal Housing Lender

Thinking about buying a home? 🏡 Your mortgage options depend on a few key factors, like credit score, income, and down p...
06/05/2026

Thinking about buying a home? 🏡 Your mortgage options depend on a few key factors, like credit score, income, and down payment. The good news? Some loans require as little as 3% down, and there are options for different financial situations! Let’s go over your numbers and find the best path to homeownership. 💬 Send me a message to get started!



All loans and collateral subject to approval | First National Bank Texas NMLS # 402924 | Member FDIC | Equal Housing Lender

Home projects can be exciting, but choosing the right way to finance them is just as important as choosing the renovatio...
06/04/2026

Home projects can be exciting, but choosing the right way to finance them is just as important as choosing the renovation itself. 🔨🏡 From tapping into home equity to using savings strategically, homeowners have several options depending on their goals and budget. The right financing approach can help you improve your space while keeping your long-term financial plans on track. If you’re thinking about renovations and want to explore your options, send me a message and let’s chat!
https://myoc.io/



All loans and collateral subject to approval | First National Bank Texas NMLS # 402924 | Member FDIC | Equal Housing Lender

Don't let summer slip away without giving your home some seasonal TLC! 🛠️🌻 From refreshing your outdoor spaces to preppi...
06/03/2026

Don't let summer slip away without giving your home some seasonal TLC! 🛠️🌻 From refreshing your outdoor spaces to prepping for the upcoming seasons, now's the time to check off that summer maintenance checklist. Use this list to make sure your home is in tip-top shape before the sun sets on this season.
https://myoc.io/



All loans and collateral subject to approval | First National Bank Texas NMLS # 402924 | Member FDIC | Equal Housing Lender

Good news for those of you leasing a car and trying to qualify for a home loan! Conventional loan options now let the le...
06/02/2026

Good news for those of you leasing a car and trying to qualify for a home loan! Conventional loan options now let the lender ignore the lease payment if the lease is paid off or paid down. Lenders used to require that the lease payment be counted against the borrower even if the car was returned, because it was assumed the borrower would get another lease. If this issue has been preventing you from buying a home, let’s talk!
https://myoc.io/



All loans and collateral subject to approval | First National Bank Texas NMLS # 402924 | Member FDIC | Equal Housing Lender

Your credit score helps lenders see how you've handled debt in the past; the higher your score, the lower the interest r...
06/01/2026

Your credit score helps lenders see how you've handled debt in the past; the higher your score, the lower the interest rate on your mortgage might be. So, as you can imagine, it's good to raise your score in preparation for applying for a loan. Send me a message for more tips to help get your finances in good shape for a mortgage!
https://myoc.io/



All loans and collateral subject to approval | First National Bank Texas NMLS # 402924 | Member FDIC | Equal Housing Lender

Address

5701 Time Square Boulevard Ste 250 Amarillo TX 79118
Amarillo, TX
79124

Telephone

+18064715785

Website

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