Stormy Ray - Mortgage Nerd Group

06/05/2026

My heart is full helping this borrower step into another home. 💕

It hits different when trust compounds over time—when you’re not just part of one chapter, but the journey.

For me, it’s never been about closing loans. It’s about helping families create a place to call home… and building wealth along the way.

06/04/2026

Here’s something most people don’t realize until it’s too late ⬇️

Mortgage rates change every single day — and sometimes multiple times within the same day.

That rate someone quoted you last Tuesday? It may not exist anymore.

That’s why staying connected to a trusted lender matters more than people think.

💬 Have questions about today’s rates? Drop “RATE” below and I’ll reach out personally.

— Stormy Ray | Mortgage Nerd Group
📲 NMLS #1010028

06/02/2026

Real estate headlines may sound loud right now… but here’s what they’re not telling you!!

05/30/2026

As we finish up the month of May… check out these stats 👇🏼

3 out of the last 4 years… the rates have been around mid 6…. Is this the new norm?

Home appreciation rates are still growing ↗️

7 out of 10 clients say they are waiting to buy a home for financial reasons but once they saw a budget and a plan - they felt ready!

Sometimes a plan is all you need to jumpstart your financial moves 💪🏼

Ready to chat when you are!

05/28/2026

Enjoy country living on 5.49 unrestricted acres just outside city limits. Built in 2021, this ranch-style home features 3 bedrooms, 2.5 bathrooms. The open-concept layout connects the living room, dining area, and kitchen, making the home feel spacious and functional. Out back, you'll find a covered porch with plenty of room to relax and enjoy the views. With no restrictions and plenty of land, there's space for animals, a shop, RV parking, gardening, or whatever fits your lifestyle.

Listed by yours truly 🙃

👩🏻‍💻Alma Balderrama
Bilingual REALTOR®️
🦁Lyons Realty
📱(806)338-0531
🌐alma.806homes.com

05/27/2026

Built from purpose. Fueled by family. Driven by strategy. ❤️

This sketchbook-style piece captures more than a mortgage lender… it captures my WHY.

Every conversation, every pre-approval, every late-night strategy session is about helping families create stability, freedom, and a future they’re proud of.

I don’t believe in “just closing loans.”
I believe in:
✔️ Educating
✔️ Empowering
✔️ Creating solutions
✔️ Building lifelong relationships

Amarillo isn’t just where I work — it’s home. And I’m grateful for every family that trusts me to be part of one of the biggest moments of their lives.

“Low payments. Smarter debt. Better cash flow.”
Because strategy matters more than headlines.

To my clients, referral partners, friends, and community — thank you for allowing me to do what I love every single day. 🏡

05/22/2026

🇺🇸Most veterans have NO idea this benefit exists…

Nearly 90% of eligible veterans have used LESS than half of their VA home loan benefit — or never used it at all 😳

That means millions of veterans are still renting… while sitting on one of the most powerful homebuying tools in America.

✅ $0 down payment
✅ No monthly mortgage insurance
✅ Flexible credit guidelines
✅ Lower average interest rates than many conventional loans

If you know a veteran, share this with them.
Not because they should buy a house tomorrow…

…but because they deserve to know what they earned. 🫡

05/22/2026

Have a great Memorial Day weekend! 🇺🇸

And while you’re enjoying time with family and friends, if homeownership has been on your mind, I’d be grateful for the opportunity to show you what your numbers could look like.

Sometimes the strategy is simpler than people think.

Message me or give me a call, and let’s explore your options the nerdy way. 🏡

05/20/2026