Kali Arredondo, Director of Mortgage Lending

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Amarillo, TX
Kali Arredondo, Director of Mortgage Lending

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🏡 Buy • Build • Refinance
📍 Texas Tech Credit Union
📲 Mortgage Made Simple
NMLS #2331602 Kali is XCO Certified, which stands for XINNIX Certified Originator.
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Licensed Mortgage Loan Originator on a variety of different products such as Construction, Land, TSAHC, USDA, FHA, VA, Refinance, and JUMBO loans for a variety of investors. This prestigious designation is held by less than 1% of all loan officers nationally. It reflects extensive training at XINNIX, the nation’s premier mortgage academy. Kali’s training covered mortgage industry knowledge, sales training, and business skills totaling over 300 hours of intensive course study. Kali loves being able to serve our bank’s customers in one of their biggest purchases! She enjoys being able to creatively and efficiently help each customer to get in their new home, quickly! Insured by NCUA | Equal Housing Lender

11/01/2026

From mortgage to move-in day, homebuying made simple. 🏡🔑

It can feel like a lot: the paperwork, the terms, the timelines. But it doesn’t have to feel confusing. With a clear plan and someone in your corner, every step makes sense, from your first conversation to the day you carry the first box through the door. 📦🩷

I’ll explain it in plain English, keep you updated along the way, and be there when you get the keys.

Ready to get started? DM me “READY” and let’s make a plan.

Kali Arredondo | NMLS #2331602
Director of Mortgage Lending, Amarillo
📞 806.382.2829 | 🔗 kali.texastechfcu.org (http://kali.texastechfcu.org/)

GunsUp TexasMortgage

10/31/2026

As Breast Cancer Awareness Month comes to an end, I hope we remember something important: the fight doesn’t end when October does. 💗🎗️

Behind every pink ribbon is a person. A mother. A daughter. A sister. A friend. Someone navigating appointments, treatments, uncertainty, fear, and a version of life they never expected.

And for many, the hardest days happen long after the pink decorations come down.

As someone who has been living this reality, I can tell you that support doesn’t have to be grand to make a difference. Sometimes it’s the text that comes at just the right time. The meal dropped off without being asked for. The friend who listens without trying to fix everything. The person who remembers that the journey is still happening, even when the world has moved on.

💕 Five ways to love someone through breast cancer:

Keep checking in.
Offer specific, practical help.
Listen without trying to fix everything.
Love them beyond their diagnosis.
Keep showing up long after treatment ends.

You don’t have to have the perfect words. You don’t have to understand every part of the journey. You just have to be willing to show up or simply make a call.

And if someone you love is walking this road, please know that your presence matters more than you may ever realize.

Let’s make breast cancer awareness more than a month on the calendar. Let’s make it a commitment to care for one another all year long. 💗

Save this post, share it with someone who needs the reminder, and keep showing up.

10/30/2026

Every family has one. Well-meaning, very confident, and hasn’t done a mortgage since rates were a completely different number. No shade to Uncle Steve😄

But your file deserves someone who does this for a living, not someone who did it once, a long time ago, under very different circumstances.

DM me “READY” and let’s get you an actual expert. 🩷

Uncle Steve can still come to the housewarming🏡

Kali Arredondo | NMLS #2331602  Director of Mortgage Lending, Amarillo  📞 806.382.2829 | 🔗 kali.texastechfcu.org

10/29/2026

Here’s the part nobody tells you: I don’t make anything if you don’t refinance or move your loan.

But do I care? No.

I’m here, on your team, to help you make the smartest move for your mortgage. Even if that means telling you not to change a thing.

Let’s be clear though, don’t make that call without talking to someone first. I can help you look at your rate, your options, and whether restructuring even makes sense. And if the answer is “leave it alone,” I’ll tell you that too. Honestly.

And guess what? I’m still here for you either way. Signing nothing doesn’t mean I disappear. I check in throughout your term to make sure you’re still in the right product and nothing’s changed that would make a switch worth it.

Not every situation calls for a change — and real advice means saying that, even when it doesn’t benefit me.

The goal was never just to move your mortgage. It’s to make the smartest decision for you. 🩷

Kali Arredondo | NMLS #2331602  Director of Mortgage Lending, Amarillo  📞 806.382.2829 | 🔗 kali.texastechfcu.org

10/28/2026

This week I saw an offer beat five others because the lender did this upfront… 👀

Not all pre-approvals are created equal. A basic pre-qual is a quick estimate based on what you tell us, and it’s a great place to start. A fully underwritten pre-approval goes further. Your credit, income, and documents are verified and reviewed before you ever make an offer.

Why it matters: when sellers compare offers, they want to know the buyer is ready. A stronger pre-approval can help yours stand out. 💪

If you already have a pre-qual, you don’t have to start over. We just build on it. Swipe through for the breakdown.

If you want a stronger pre-approval, I can set it up. DM me “READY” and let’s get your file ready before you find the one.

Kali Arredondo | NMLS #2331602  Director of Mortgage Lending, Amarillo  📞 806.382.2829 | 🔗 kali.texastechfcu.org

10/27/2026

Not settling for what’s on the market, building exactly what you pictured. That’s a whole different kind of exciting — and yes, there’s a loan for that.

Let’s talk through what construction financing looks like and whether it’s the right move for you. 🩷

Kali Arredondo | NMLS #2331602  Director of Mortgage Lending, Amarillo  📞 806.382.2829 | 🔗 kali.texastechfcu.org

10/26/2026

Let’s make a plan so next season’s game day happens at YOUR place. 🏡🩷

Wreck ‘Em!

Kali Arredondo | NMLS #2331602  Director of Mortgage Lending, Amarillo  📞 806.382.2829 | 🔗 kali.texastechfcu.org

10/25/2026

Sorry for being a little too invested in saving you money, too. 💅🏻

A lot of people think getting a mortgage is as simple as filling out an application and getting approved. But there’s actually a lot happening behind the scenes.

I’m constantly comparing loan options, shopping rates, reviewing pricing, and running different scenarios to figure out what actually makes sense for you.

Sometimes the goal is a lower monthly payment. Sometimes it’s keeping more cash in your pocket at closing. Sometimes paying a little more upfront saves you more over time.

Every buyer is different, so there isn’t one “right” loan. My job is to help you understand your options and build a strategy that fits your goals — not someone else’s.

Buying a home shouldn’t feel overwhelming. I want you to understand what’s happening, why we’re recommending a certain option, and feel confident every step of the way.

If you’re thinking about buying, whether that’s next month or next year, my DMs are always open. 💛

Kali Arredondo | NMLS #2331602
Director of Mortgage Lending, Amarillo
📞 806.382.2829 | 🔗 kali.texastechfcu.org

10/24/2026

Losing the bidding war stings for a week. Winning it on numbers you never really looked at stings for years.

In a competitive market, it’s tempting to focus on one thing: winning the offer. But winning isn’t the finish line. Living with the payment is.

I’ve seen buyers get so focused on beating out other offers that they never stopped to ask if the number they were bidding still felt comfortable a year later. Losing that house stings for a bit, then fades.

Being stretched thin by a house you technically won doesn’t fade the same way.

Before you compete for a house, I want you to know your real number, not just your approved one. That way, if you win, you win on your terms.

DM me READY and let’s make sure the numbers are right before the bidding starts.

Kali Arredondo | NMLS #2331602  Director of Mortgage Lending, Amarillo  📞 806.382.2829 | 🔗 kali.texastechfcu.org

10/23/2026

And at the end of the day? I make it happen. 🏡

If you’ve got a complicated situation, a deal that feels “messy,” or you just don’t know where to start — let’s talk. 😊

I love the files that don’t fit the box. That’s where I do my best work. ✨

Kali Arredondo | NMLS #2331602
Director of Mortgage Lending, Amarillo
📞 806.382.2829 | 🔗 kali.texastechfcu.org

Address

7659 Hillside Road, Suite 300
Amarillo, TX
79119

Telephone

+18063822829

Website

http://Kali.texastechfcu.org/

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