05/27/2026
One thing many homeowners don’t think about during disasters like wildfires: what if your home is temporarily unsafe or unlivable?
Depending on your policy, “Loss of Use” coverage may help with certain temporary living expenses if a covered loss keeps you out of your home.
That can sometimes include things like:
• Hotel stays
• Temporary housing
• Extra food costs
• Laundry
• Other necessary added living expenses
Every policy is different, and coverage depends on the situation.
This is why understanding your policy and having an agent who can help explain the fine print matters too. Give us a call to explore your options.