Mario Nunez, Insurance Agent

08/14/2025

A bad agent disappears when things go wrong. A good one shows up with solutions (and maybe tacos). 🌮

06/23/2025

Insurance rates are at an all time high💥⬆️

However, more and more we see insurance companies pulling out of the market. 👎🏼

Making YOUR home and auto options super low.

Low availability, can lead to price and demand! 💵💵

Let’s address a few things…

Some agents are in it for the quick sale. ❌❌

Some agents are in it to be a trusted advisor and protect not only your assets, but also YOU! ✅✅

Find the agent that is working for YOU and not the company. 👈🏽

Don’t know how to find the RIGHT agent? 🤨

Here’s a helpful tip:

If your agent starts talking about price before coverages, hang up and call another. 🙅🏽‍♂️
Let price be icing on the cake, let coverages be the determining factor.

Or simply, call me or my team!

📲📲806-476-3323 😎

02/24/2025

This past week I had the opportunity of attending a conference that will help me better explain why insurance is the way that it is.

My job as an agent is not to decide which insurance policy is best for you. My job is to educate you in all of your insurance options/needs.

I am confident that this week has helped me further that ability to show you how to see insurance differently and as an opportunity to protect your assets.

If you are a client of mine, you likely will always get a call at your renewal periods to revisit those coverages and go over your options. However, if you are not a client of mine and are curious to know what protection you may or may not have. Please feel free to reach out, no quote necessary, just a simple review of what you might be missing.

Let’s talk about why we all hate insurance together, but love it when it protects your needs. 🙏🏽

09/12/2024

I had to jump back on FB to say this:

We have a new auto product coming on the 15th of October!!! Better rates, better discounts, and the BEST part is........... It is much more competitive than our current product!

What does this mean for you? Probably nothing, BUT for me, it means our homes continue to be competitive, and the ONE thing that killed us was our Auto lines...

Well, help me welcome affordability, amazing coverage, and a great product to the family!

for all your Home and Auto needs :D

That's it, carry on.

11/13/2023

Internet is down at the office today.
But do not fear, I have ready to go 30 page applications like we used to use in the 1800’s.

In 50 min or likely more. You can probably save some $$$ deal of a lifetime!

Stop by, don’t call phone lines are also down. ☺️

01/18/2023

What is plural for Roof?
1. Roof’s
2. Rooves
3. Roof’s’s
4. Roovsen

Get this right and I’ll Venmo you $10 for coffee! 🙃

Make me laugh while trying to use the rest in a sentence and you’ll get another $10 😂😉

But, why are Rooves such a huge deal when it comes to your home owners insurance?

1. They protect one of your biggest ASSet/s! One bad *roof (🐶) can cause one big problem!

2. The average homeowners policy averages $1200-1700/year. The older the roof the higher the premium!
- The reason old= expensive is any roof’s’s with prior/exsisting damage usually means it will get paid for sooner than later.
- So, when you pay your company $1500/year and within the first year that insurance company pays 20k for a new roof. Well, your insurance company is losing! Chances are, you may not stick around for the next 10 years while rates climb. So high risk= high premium!

3. It is the most costly thing to replace (frequently) through any insurance company. Your roof will likely get replaced once every 5-8 years. That means for about every 10k in insurance you pay, the insurance company pays 20k (roughly).

God bless those who never replace their Roofies! They help offset that cost, keeping your premiums lower! 🙃

Want to know how to save BIG on insurance premiums by simply doing 1 thing to your roof’s’s?

Stay tuned and I will show YOU how to save more! 🙃

01/16/2023

How to obtain the best rates:
1. Never carry state minimum. Always aim for 250/500/100.

2. Stick with your company for 3 years!
Most companies will see you as better fit if you do not switch every time your insurance goes up $10.

3. Get insurance without having a lapse In coverage. Meaning, do not cancel your insurance just to save a few dollars. It’ll be much more expensive in the end!

Insurance knowledge is huge, as an agent I am trusted to provide you with proper knowledge of what you NEED as a consumer!

Drop your questions below! I Would be happy to answer any ”what if” questions you may have!

01/13/2023

Let’s talk rates!

How are people rated?

Simple, every single person is rated differently. Variety of factors can define the rates you and I receive as consumers. The biggest ones being Age, Location, vehicle and surprisingly insurance history!

As consumers we have all heard “when you turn 25 it gets cheaper”. However, when I turned 25 it went up! why? Insurance… HISTORY!

Insurance history is how long you have had insurance, the coverages you currently have and how long you have been with a company consistently!

Texas minimum limits are 30/60/25, if you stick to state minimum you will be known to chase price not coverages.

The average policy is held with a company for 1 year, however your goal should be to stay with a company for 3 years!

And as scary as it sounds, if you have licensed teenagers, the faster they get put on insurance the better they will rate as adults.

FOLLOW ALONG FOR PART 2

10/26/2022

BIG shout out to our very own Broker, Mirna Fewell. She was voted Amarillo’s BEST Real Estate Agent for the 4th year in a row! Wow! Congratulations Mirna!

10/20/2022