PennCrest BANK

06/03/2026

It’s National Homeownership Month! 🏡

A home is more than just four walls. It’s where memories are made, milestones are celebrated, and futures are built.

At PennCrest BANK, we’re proud to help our neighbors throughout the community take the next step toward homeownership with trusted local guidance and personalized mortgage solutions.

If buying a home is on your mind, we’d love to help you get started: https://www.penncrest.bank/loans/home-loans/home-mortgage-loans.html 😊

05/29/2026

Some customers may have received notifications from State Farm suggesting that payments through the Bank’s Bill Pay service are no longer supported.

We’d like to clarify: while State Farm eBills are no longer available through our Bill Pay service, customers can continue to make payments to State Farm using Bill Pay without any interruption.

If you have any questions, please feel free to contact us—we’re here to help!

Send a message to learn more

05/28/2026

What do lenders look at before approving a mortgage? 💭

Getting pre-approved isn’t just about wanting a home, it’s about showing you’re financially ready for one.

Here’s what lenders typically review:

• Credit Score & History – how you’ve managed debt and payments over time
• Income & Job Stability – consistent income that supports a mortgage
• Debt-to-Income Ratio (DTI) – how your monthly debts compare to your income
• Down payment & Savings – what you’ve saved and your financial cushion
• The Property Itself – the appraised value must support the sales price

The takeaway? You don’t need to be perfect, just prepared!

At PennCrest BANK, we’re here to help you understand your numbers and take the next step toward homeownership.

Offering home loan options that include mortgage, home equity, and lines of credit. Call us today!

05/25/2026

In observance of Memorial Day, PennCrest BANK will be closed as we pause to honor and remember the brave men and women who gave their lives in service to our country. Today, we reflect with gratitude on their sacrifice and the freedoms they helped protect. 🇺🇸

We will reopen tomorrow with our normal business hours.

05/22/2026

Meet Sue Hetrick, Assistant Branch Manager at our Williamsburg office! ✨

Sue loves building long-term relationships with customers in her hometown and surrounding communities, making every interaction feel personal and welcoming.

Fun fact: When she’s not at the bank, Sue enjoys spending time with family and vacationing in Holden Beach, NC! ☀️🌊

05/20/2026

Exciting things are ahead at PennCrest BANK!

We are proud to announce plans for a new headquarters location in Duncansville as part of our continued growth and commitment to serving our communities. The new facility will offer improved accessibility, expanded space, opportunities to enhance technology, and an even better banking experience for our customers.

We look forward to sharing updates throughout this exciting transition!

Read the full press release: https://www.penncrest.bank/notice-details.html

05/19/2026

Be honest... how many miles is too many? 🚙

If you’re ready for something new or looking for a more fuel efficient car, we’re here to help you finance your next ride with confidence.

Learn more: https://www.penncrest.bank/loans/personal-loans/auto-loans.html

05/18/2026

💰 What is a Money Market Account? Saving is smart. Letting your money earn more while it sits? Even better.

A money market account is a great option for anyone looking to earn more on their savings while still keeping their funds accessible when needed. It typically offers higher interest rates than a traditional savings account, helping your balance grow steadily over time.

Why people love money market accounts:
• Higher earning potential on your savings
• Easy access to your money when you need it (transaction limits apply)
• A safe, secure way to save for future goals

Perfect for things like an emergency fund, big purchase, or future plans you’re working toward!

Reach out to us for more info!
penncrest.bank

05/15/2026

🔧 Scheduled Maintenance Notice

We will be performing maintenance upgrades on Saturday, May 16, 2026, from 2:00 a.m. to 9:00 a.m. ET.

During this time, debit card transactions will operate under temporary stand-in limits:

$100 for ATM withdrawals
$200 for purchases

Normal debit card limits are expected to resume at approximately 9:00 a.m. ET.
Thank you for your patience as we work to enhance system reliability and resilience.

05/14/2026

There’s nothing more meaningful than hearing directly from the neighbors and families we’re honored to serve. At PennCrest BANK, building genuine relationships and leading with kindness are at the heart of everything we do! 💙

PennCrest Bank offers personal and business banking services, including checking and savings accounts, loans, and CDs. We provide competitive rates.