Luchini Financial

04/29/2026

Had a chance to jump on Fox 8 News Now this week with KC O'Day

We got into a couple things I see pretty often, especially how taxes can surprise people in retirement.

Fox 8 WWCP TV

11/13/2025

Build wealth without hating your life. In this guest appearance, Rick explains why the fastest path to real wealth for Gen Z and Millennials is starting something—a side business from 5 to 9—and using money to buy time and options, not just toys. We cover living within your means without living miserably, beating lifestyle creep, investing in human capital, and using a simple cash-flow system to enjoy life now without wrecking your future.
What you’ll learn

Why “start something” beats waiting for the perfect idea

The 5-to-9 strategy: keep your job, build your business after hours

Freedom vs fortune: use money to buy options and time

The simple budget that actually works: pay yourself first, spend the rest

Lifestyle creep: how it sneaks up and how to stop it

Human capital > index funds in your 20s and 30s

Experiences over optics: return on life, not just return on investment

Credit: This conversation originally aired on Growing Money with Sean Trace. Big thanks to Sean for the invite.

11/05/2025

THIS ONE IS A MUST LISTEN FOR ALL AGES!!
Healthy retirement is not just money and calendars. It is connection. In this conversation, Rick talks with Dr. Tina Schermer Sellers about s*x, marriage, and why emotional and physical intimacy deserve attention long before you retire. They cover how couples lose connection over the years, practical ways to rebuild it, the health benefits of safe and loving touch, and how to communicate without turning every talk into a logistics meeting. There is also a simple framework you can use this week to start moving from roommates back to partners.
What you will learn

Why s*x and intimacy belong in your health and retirement plan

How busy seasons turn marriages into logistics and how to reverse it

A simple monthly rhythm to protect your relationship

Health benefits of safe, loving touch and strong relationships

A practical communication model you can use today

10/29/2025

10/28/2025

Fix your business now...and you just might learn to love it again ❤️

10/28/2025

10/28/2025

What happens when you finally sell the business you’ve built your whole life around?
In this episode, Rick sits down with Kyle Gabhart, author of Legends Don’t Retire and Neither Should You, to talk about life after the business, identity, purpose, succession planning, and how to build a company that thrives without you.
Whether you’re a small-business owner, entrepreneur, or advisor, this episode will help you think beyond the exit. You’ll learn how to separate your identity from your work, create systems that make your business more valuable, and find a second act that still fuels your drive, without burning you out.
Topics Covered:

How to prepare emotionally and financially for life after business ownership

Turning your company into a true asset, not just a job

Designing a phased succession or “partial exit” strategy

Creating liquidity before you sell

Finding new purpose once you step back

10/21/2025

What if retirement isn’t the goal, but the beginning?
In this episode of The Advised Podcast, Rick sits down with Scott Jagodzinski, author of Harder to Kill and founder of Argent Alpha, to talk about why traditional retirement is broken and how men over 50 can design a more meaningful second act.
Scott explains why the old model ofwork hard, save money, then stop working, leads to decline and disconnection, not fulfillment. He shares how reinvention can become the new standard by focusing on curiosity, growth, and purpose instead of withdrawal and comfort.
Together, Rick and Scott explore what it means to build a life that stays relevant and rewarding after the paycheck ends. They talk about health, mindset, and how to start small with new challenges that keep you learning and engaged.
If you are approaching retirement or already there, this conversation will help you rethink what comes next and how to live with strength, meaning, and forward momentum.
🎧 Listen now and start your reinvention journey.

10/14/2025

What does it really mean to be Harder to Kill?In this episode, Rick sits down with Scott Jagodzinski, author of Harder to Kill and founder of Argent Alpha , to talk about why men over 50 can’t afford to coast on autopilot when it comes to their health.
Scott led companies through nine-figure exits and corporate turnarounds before redirecting that same intensity toward optimizing life after 50. Together, he and Rick unpack the mindset, structure, and daily disciplines that build strength, resilience, and purpose, not decline.
They dig into Scott’s “Alpha Triad” framework:

Future Self — defining who you want to become

Alpha 5 — daily standards for mindset, sleep, nutrition, fitness, and hydration

R.A.D. — recurring accountability that outlasts willpower

Whether you’re approaching retirement or just ready to reclaim energy and confidence, this conversation shows you how to build the foundation for a longer, better life, not just more years on the clock.
📘 Learn more at hardertokillbook.com🎧 Listen to Advised wherever you get your podcasts.