10/05/2026
Cut Home and Auto Insurance Costs
Navigating the rising costs of home and auto insurance has become a real challenge for many Floridians. With auto premiums rising due to riskier driving patterns, higher repair bills, supply chain delays, and increased used-car values, it’s no wonder claim costs have gone up for insurers. There are still some practical ways to keep your premiums manageable—defensive driving courses, anti-theft devices, paying annually, going paperless, and telematics programs can offer discounts, sometimes around 10% right off the bat. If you work remotely or drive less, mileage-based coverage may be a smart fit, and it’s always wise to compare insurance before buying a car or consider whether you need rental coverage. Homeowners are feeling the pinch too as natural disasters and rebuilding costs drive premiums up, but bundling policies, making safety upgrades, increasing your deductible, and maintaining strong credit can help balance the scales. While rate increases may slow as current trends settle, keeping continuous home coverage remains a steady financial safeguard. At Steffanie Rigetta Agency, we’re committed to helping clients explore these options and find the tailored coverage that fits their lives.
