Stewart Sadler

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Stewart Sadler Cornerstone Mortgage Group would love the opportunity to earn your business. Please reach out to my team today for a free quote.

Divisional Sales Manager at Neighborhood Loans
🏡 Helping Atlanta families buy smarter
đź“Ť Atlanta, GA
Purchase • Refinance • Doctor Loans
20+ Years Serving Homebuyers
NMLS #147938 We are a local lender that has been recognized by the better business bureau for our focus on customer service. (www.bbb.org) We are also known for getting our customers loans closed with the most competitive interest rates and closing cost in the business. Ninety percent of our business comes from past customers so it is our goal to make this the best experience you have ever had.

10/15/2026

Are you building a successful mortgage business but sacrificing everything else to do it?

I've been there.

I went from working 70 hours a week and producing $30 million to working around 35 hours a week and producing $70–90 million.

The difference? Better coaching, the right team, stronger systems, and a company that supports the way you want to build your business.

Success shouldn't mean giving up your life outside of work.

If you're a loan officer or branch manager who's producing but feeling burned out, let's talk.

The lowest mortgage rate does not automatically mean the best mortgage strategy.A lower rate can sometimes come with upf...
10/14/2026

The lowest mortgage rate does not automatically mean the best mortgage strategy.

A lower rate can sometimes come with upfront costs, discount points, or other tradeoffs. The question is whether paying those costs actually makes sense for how long you expect to keep the loan.

That is why we look beyond the advertised rate. We compare the rate, costs, expected time in the home, cash you want to keep available, and your broader financial plans.

Sometimes paying for a lower rate can make sense. Sometimes keeping that cash is the smarter move.

Before choosing a mortgage because the rate looks better, ask what you are paying to get it.

10/13/2026

If buying a home was part of your plan this year, what’s making you hesitate right now?

Rates?
Not finding a deal that makes sense?
Needing to sell your current home first?

Each one calls for a different strategy.

Before you decide to wait, it can help to look at the numbers, your options, and what would actually need to change for a move to make sense.

Vote in the poll, or message us if your situation needs more than a multiple-choice answer.

A bankruptcy, foreclosure, or short sale does not automatically mean homeownership is off the table forever.Depending on...
10/12/2026

A bankruptcy, foreclosure, or short sale does not automatically mean homeownership is off the table forever.

Depending on the loan program, the type of credit event, how much time has passed, and your financial history since then, you may have a path back to buying sooner than you think.

FHA, conventional, VA, and USDA loans each have different guidelines, and some situations may allow exceptions.

Before assuming you have to wait years, let’s look at your specific situation and build a realistic plan for what comes next.

When a home is involved in a divorce, the mortgage can become one of the biggest financial decisions on the table. Keepi...
10/09/2026

When a home is involved in a divorce, the mortgage can become one of the biggest financial decisions on the table.

Keeping the house, selling it, refinancing, or buying again may each come with different financing considerations.

The earlier you understand what may be possible, the easier it can be to make decisions with clearer numbers instead of assumptions.

We help you understand the mortgage side so you and your professional advisors can evaluate the path forward.

10/09/2026

Higher rates don't always mean it's a bad time to buy. 🏡

Less competition can mean more negotiating power, especially on homes that have been sitting on the market.

We're talking lower purchase prices, seller-paid closing costs, and opportunities that may not be there when competition picks back up.

But here's the key:

The payment still needs to make sense at today's rates.

If you're planning to buy, let's run the numbers and see what opportunities are available.

A home becomes part of your financial life, but its value is not only measured in dollars. It is where routines form, mi...
10/08/2026

A home becomes part of your financial life, but its value is not only measured in dollars.

It is where routines form, milestones happen, and ordinary days turn into memories.

When you are thinking about buying, we help you look beyond getting a mortgage and make a financing decision that supports the life you want to build there.

Feeling cramped does not always mean you should move tomorrow. Before shopping for a bigger home, look at your current e...
10/07/2026

Feeling cramped does not always mean you should move tomorrow.

Before shopping for a bigger home, look at your current equity, monthly cash flow, future space needs, and what a new mortgage could mean for the rest of your finances.

We can help you run through those pieces before you decide whether moving up makes sense.

10/06/2026

As a loan officer, your team should allow you to stay focused on selling. But what happens when someone is sick, on vacation, or suddenly unavailable?

That’s something I’ve been really impressed by at Neighborhood Loans.

Right now, I have two team members out, and corporate stepped in with support so our loans keep moving and I can keep focusing on bringing in business.

If your company doesn’t provide backup when your team needs it, let’s talk.

How far is housing affordability from “normal”?Well, thanks to ICE Mortgage Technology who recently put some numbers aro...
10/05/2026

How far is housing affordability from “normal”?

Well, thanks to ICE Mortgage Technology who recently put some numbers around this exactly question many are thinking...

They looked at the 3 big pieces of housing affordability: incomes, home prices and mortgage rates.

Then they asked how far one of them would have to move, while the other 2 stayed exactly where they were, to bring national affordability back to its long-run historical average.

The results were pretty striking.

Incomes would need to rise 19%.
Home prices would need to fall 16%.
Or mortgage rates would need to fall 1.60 percentage points, from 6.59% to 4.99%.

That doesn't mean ICE is forecasting 4.99% mortgage rates or a 16% housing correction. It's a math exercise meant to show how large the affordability gap still is.

BUT - There's another number worth knowing. ICE calculated that principal and interest on the average-priced U.S. home required 29.8% of median household income, assuming 20% down and a 30-year fixed mortgage. That's improved from the 35% cycle high in October 2023.

So affordability has been improving. We're just not back to the historical average.

For buyers, we think there's a more useful takeaway than trying to guess which of those 3 numbers moves next.

Your personal affordability doesn't have to wait for national affordability to return to normal.

Maybe your income changes. Maybe prices behave differently in the neighborhood you're watching. Maybe rates move. Maybe a seller is willing to help with eligible costs. Maybe your debt picture or available cash changes.

Usually it's a combination of factors, not one magic mortgage rate.

If you've been sitting on the sidelines wondering what would actually need to change for buying to make sense, send us a DM. Tell us what's holding you back, and we can start there.

Address

41 Marietta Street
Alpharetta, GA
30009

Opening Hours

Monday 8am - 5pm
Tuesday 8am - 5pm
Wednesday 8am - 5pm
Thursday 8am - 5pm
Friday 8am - 5pm

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