Tim Richardson - COUNTRY Financial

09/30/2024

Home fires can start and escalate quickly in everyday moments. So, here are some fire safety tips you can use to prevent fires.

1.Pay attention in the kitchen
• Turn the burner off before you walk away.
• Turn pot handles toward the back of stove.
• Keep stove clear of oven mitts, towels etc.
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2. Use a space heater with care
• Leave at least three feet of empty space around the heater.
• Plug the heater into a wall outlet (not an extension cord).
• Ensure heater is approved for indoor use.
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3. Maintain your furnace
• Ask a heating and cooling specialist to inspect it every year.
• Change furnace filters every three months.
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4. Check your chimney
• Pay for annual chimney sweeps.
• Dispose of (or vacuum) ashes only after they’ve cooled for at least 48 hours.
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5. Leave smoke detectors enabled
• If your smoke detector goes off while you’re cooking, don’t turn it off. You might forget to turn it back on.
• Test smoke and carbon monoxide detector batteries at least twice a year.
• Pay attention to your wiring very floor, including the basement.
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6. Pay attention to your wiring
• Don’t overload electrical outlets by reviewing wattage rating and following manufacturer instructions.
• If you blow a fuse, consider it a warning and decrease wattage by plugging that item into a different area.
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Don’t forget to make sure you’re protected with proper home insurance coverage. Give me a call today!

09/29/2024

Farmers, September 15-21 is Farm Safety and Health Week! While you dedicate your life to others, we’re here to help protect you from the unexpected.
Stay safe with these seven farm safety tips:
1️⃣ - Maintain farm equipment.
Make sure you update farm equipment according to the manufacturer’s advice to help prevent accidents.
2️⃣ - Handle chemicals with care.
Keep chemicals in their original containers. Train farm employees on how to best handle the chemicals and what to do in an emergency.
3️⃣ - Be alert on the road.
Practice extra caution on the road while driving a tractor. Use flashing lights to draw attention to the tractor’s slow speed.
4️⃣ - Have a plan for grain bin safety.
Train workers on grain storage hazards. Have an emergency action plan and train everyone to follow it.
5️⃣ - Tell your family and employees where and when you’re working.
Carry a cell phone or walkie-talkie in case of emergencies.
6️⃣ - Get plenty of rest and take breaks.
Keep healthy snacks and fluids on hand to keep your energy levels up. Don’t push yourself past healthy limits.
7️⃣ - Know how your medications affect you.
Machinery and some medications do not mix. Consult your doctor to see if your medicine may harm your ability to safely operate equipment.

To learn more about protecting your farm, get in touch with me today. I'm here to help you stay protected.
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09/28/2024

Our Claim teams are working tirelessly to deliver on our promises while continuing to provide best-in-class client experiences. If you need to file a claim or check the status of your claim, please call 866-COUNTRY or log in to your account on COUNTRYFinancial.com.

09/27/2024

Were you impacted by Helene? The safety of your family and getting you back on track are the highest priorities. As you navigate the aftermath of the storm, here are some considerations to keep in mind to mitigate further loss:

• Protect your property
Protect and clean up your property. Board up broken windows, cover holes with tarps, dry out wet spaces and take steps to prevent further damage.

• Save repair receipts
Save all receipts from emergency repairs.

• Take inventory
Make an inventory of your damaged property. Include age, model number, date of purchase and current purchase price for each item, if possible.

•Collect photographs
Take photos of your damaged property and give them to your claims representative.

If your home was damaged during the storm, it’s important to start the recovery and home insurance claim process as soon as possible. You can submit a home insurance claim three ways: by phone at 866-COUNTRY (866-268-6879), online at countryfinancial.com or through the COUNTRY Financial Mobile app.

Stay safe!

10/31/2022

Reliability. Stability. It’s why AM Best* rates us “A+ (Superior)”** for financial strength and ability to meet client obligations. COUNTRY Life Insurance Company®, our issuer of life insurance, has been in a top AM Best rating category for 89 consecutive years. Contact me today!

*For the latest rating, access ambest.com.
**AM Best's rating report 2022

10/20/2022

Be confident with your claim. AM Best* rates us “A+ (Superior)”** for financial strength and ability to meet client obligations. COUNTRY Mutual Insurance Company®, our issuer of auto and home insurance, has been in a top AM Best rating category for 91 consecutive years. Contact me today!

*For the latest rating, access ambest.com.
**AM Best's rating report 2022

10/20/2022

You’re invited to the COUNTRY Financial virtual Night of Opportunity! Join us Thursday, October 27, from 5:30p to 6p CST, and you’ll learn about COUNTRY, our Insurance Agent careers, and open opportunities. Register today for this virtual event at http://cfin.us/noo22m6. I’ll “see” you there!

10/20/2022

Don’t forget to register for the COUNTRY Financial virtual Night of Opportunity Thursday, October 27, from 5:30p to 6p CST. Join us to learn about COUNTRY, our Insurance Agent careers, and open opportunities. Sign up today for this virtual event at http://cfin.us/noo22m6. Looking forward to “seeing” you there!

04/09/2020

03/09/2020

Renovating? These tips can help. Remember to get in touch when you’re finished so we can update your home insurance coverage.

The day my parents told my sisters and me they were selling our childhood home, was a day I’ll never forget. (Insert dramatic music). It was an emotional thing to process – the home I grew up in would no longer be the home I brought my children to for holidays.