TandemGrowth Financial Advisors, LLC

09/08/2026

There’s almost always something for investors to worry about.

Right now, concerns about U.S. government debt and a potential “fiscal crisis” are getting plenty of attention.

In a recent article, Joe Wiggins of Behavioural Investment offers an interesting perspective on the language used when discussing market risks:

→ What would a “crisis” actually look like?
→ When might it happen?
→ What would the implications be for financial markets?
→ And what, if anything, should an investor do differently?

There are real risks worth understanding. But dramatic headlines and market predictions can create anxiety without providing much useful information for long-term investors.

💡 It’s a thoughtful reminder of the importance of separating what we know from what we think might happen next.

📖 Read Crisis Talks:

At any given point in time, there is a risk in financial markets that is the focus of everyone’s attention. Recently this has been US Treasuries with talk of a ‘fiscal crisis’ and ‘debt sustainabil…

09/07/2026

🏠 Americans aren't moving like they used to.

According to Apollo's latest U.S. Housing Outlook, the share of households planning to move in the next 12 months has fallen to around 7%.

Higher mortgage rates, elevated home prices, and the large number of homeowners with mortgages well below today's rates are all contributing to a very different housing market.

Apollo recently summarized 10 observations from its updated U.S. Housing Outlook. It's an interesting look at what's happening with home prices, affordability, mortgage rates, housing supply, and home equity.

Read Apollo's 10 takeaways: https://www.apollo.com/wealth/insights-news/insights/daily-spark/us-housing-outlook-ten-facts
Read the full outlook:https://www.apollo.com/content/dam/apolloaem/pdf/daily-spark/2026/sep/1/090126_US%20Housing%20Market%20V3.pdf

09/04/2026

Are bonds the most hated asset class in the world right now?

Ben Carlson of A Wealth of Common Sense makes that case in a recent article.

After a historically difficult period for bonds, it's easy to understand why some investors have questioned their role. But today's higher yields also make the picture look different than it did several years ago.

One point that stood out to us: predicting the direction, magnitude, and timing of interest-rate moves is extremely difficult.

It's a good reminder that recent performance and investor sentiment don't necessarily tell us what comes next.

📖 Read Ben's full article: https://awealthofcommonsense.com/2026/08/the-most-hated-asset-class-in-the-world/

Chart source: Ben Carlson, A Wealth of Common Sense

08/31/2026

🤖 Will AI replace financial advisors?

AI is changing what technology can do in financial planning. But as AI gets better at providing answers, we believe an important question remains: Are we asking the right questions?

In the latest Money & Meaning Perspectives, we explore what AI could mean for the future of financial advice and where human experience, judgment, and perspective may still matter.

🎧 Listen to the full episode: https://www.podbean.com/eas/pb-6v778-1b478ea
👀 Watch the full episode: https://youtu.be/YVO-vfO0n6c

08/21/2026

There's something special about walking in for a meeting and being greeted by someone who genuinely remembers you. For five years, Cheryl Teal has been that person for our clients. As our Wealth Management Support Associate, she brings warmth, energy, and care to everything she does.

We're so grateful for everything she brings to our team and our clients. Happy 5 year anniversary, Cheryl!

Learn more about Cheryl here: https://www.tandemgrowth.com/team/cheryl-teal/

08/19/2026

How often do you check your investment portfolio? 👀

In this A Wealth of Common Sense article, Ben Carlson looks at how frequently the stock market has historically been below its previous all-time high and why checking your portfolio too often can make normal market volatility feel much more significant.

One of the key takeaways:

➡️Checking your investments more often doesn't change their performance, but it may change how you react to them.⬅️

At TandemGrowth, we believe a thoughtful financial plan can provide helpful context during periods of market volatility and keep the focus on long-term goals rather than short-term market movements.

Ben's rules for how often to check your portfolio.

08/18/2026

What happens when you achieve the financial success you've been working toward, but realize success alone isn't enough?

In the latest episode of The Money & Meaning Show, host Jeff Bernier talks with entrepreneur and investor John Hutchinson about what happened after building and exiting a fast-growing company, facing a health crisis, and reconsidering what mattered most.

Their conversation explores life after a liquidity event, the tradeoffs that can come with business growth, and finding purpose beyond financial success.

🎧 Listen to the full episode here: https://www.podbean.com/eas/pb-8y2v2-1b39c1d

👀 Watch the full episode here: https://youtu.be/Bj-IBMhiqFQ

Interested in more episodes of Money & Meaning? Explore the show here: https://www.tandemgrowth.com/resources/money-meaning-show/

08/14/2026

The best time to prepare for a bear market isn't after one has already begun.

We don't know when the next bear market will arrive, what will cause it, or how long it will last. And we don't try to predict those things.

What we can do is prepare.

In our latest blog, Jeff Bernier shares “A Letter for the Next Bear Market,” written as though the next downturn has already arrived. It's not a market forecast or a response to current market conditions. Instead, it's a reminder of what investors can consider when markets become uncomfortable and how thoughtful financial planning can help prepare for periods of uncertainty.

Read the full letter here: https://www.tandemgrowth.com/blog/a-letter-for-the-next-bear-market/

08/04/2026

The purpose of wealth isn't wealth. The purpose of wealth is freedom. And the purpose of freedom is deciding what matters most.

Retirement isn't simply the end of a career. It can be the beginning of an entirely new stage of life.

In this month's Money & Meaning Perspectives, Jeff Bernier reflects on insights from Chip Conley and Arthur Brooks to explore questions many successful professionals eventually face:

• Who am I beyond my career?
• How does success change in the second half of life?
• What does it mean to live with greater purpose, wisdom, and intention?

Whether you're preparing for retirement or already retired, this episode offers a thoughtful perspective on one of life's biggest transitions.

🎧 Listen here: https://www.podbean.com/eas/pb-z8rze-1b29c1f
👀 Watch here: https://youtu.be/zLMgmXqEEQc

07/20/2026

Choosing a financial advisor is an important decision, especially during the years leading up to retirement.

For many corporate executives, the conversation extends beyond investment management. Equity compensation, deferred compensation, pensions, tax planning, retirement income, and legacy planning may all be part of the discussion.

In our latest article, Jeff Bernier shares several considerations that may be helpful as you evaluate financial advisors and think about the planning relationship that's right for you.

Whether you're beginning your search or know someone who is, we hope you find it to be a useful resource.

Managing wealth as a corporate executive involves complexity that goes well beyond a standard investment portfolio. Equity compensation, deferred compensation plans, concentrated stock positions, pension decisions, and the approaching transition out of a demanding career