Atlanta Home Loan Team - Chad Wade

10/26/2026

⭐⭐⭐⭐⭐ Another 5-Star Review! 🏡

There's nothing better than helping first-time homebuyers turn their dream of homeownership into reality!

A huge thank you to Sarah Gold for sharing her experience with Chad, Dray, and the entire Atlanta Loan Team!

Buying your first home is exciting, but we know the mortgage process can sometimes feel overwhelming. That's why our goal is always to make the experience as smooth, stress-free, and informative as possible.

Clear communication, honest answers, and being there every step of the way. That's what our team strives to deliver!

Congratulations to Sarah on her new home, and thank you for trusting us with such an important milestone! 💙

🏡 Atlanta Loan Team | Cornerstone Mortgage Group, LLC

🌐 www.cmghl.com
NMLS #147913 | Equal Housing Lender

09/30/2026

You don’t have to perfectly time the real estate market. 🏡

Mortgage rates rise and fall. Home prices change. Markets shift. But one thing history reminds us is that real estate is a long-term decision—not a short-term guessing game.

Look at how much the market has changed over the decades. Buyers in 1986 faced mortgage rates averaging over 10%. Buyers in 2016 saw rates below 4%. Today’s market looks different from both.

Waiting for the “perfect” rate or the “perfect” price can mean waiting for a moment that may never come.

The right time to buy is personal. It depends on your finances, your goals, how long you plan to stay in the home, and whether the payment makes sense for you.

And remember—a mortgage rate isn’t necessarily forever. If rates fall in the future, refinancing may be an option.*

Don’t focus on timing the market. Focus on whether the opportunity fits your life.

Ready to see what buying could look like for you? Let’s run the numbers. 🔑

Cornerstone Mortgage Group, LLC
NMLS #147913 | cmghl.com

Refinancing is subject to qualification, market conditions, costs, and loan terms. Not a commitment to lend.

09/18/2026

🏡 REALTORS: Higher Conforming Loan Limits = More Opportunities for Your Buyers!

The 2026 one-unit conforming loan limit has increased to $845,000, up from $832,750.

Why does that matter for you and your clients? A higher conforming limit may allow buyers purchasing in higher price ranges to stay within conventional financing rather than moving into jumbo financing.

For Realtors, that can mean:
🔹 A larger pool of buyers who may qualify for conventional financing
🔹 More financing options when helping clients shop in higher price ranges
🔹 Another potential solution when structuring an offer
🔹 More opportunities to help buyers find the right home without financing becoming an unnecessary roadblock

Every buyer's situation is different, so if you have a client who is shopping near or above the previous conforming limit, give me a call. I’m happy to run the numbers, compare their options, and help determine the best financing strategy.

More options. More opportunities. Let’s help more buyers get home. 🏠

Cornerstone Mortgage Group, LLC
🌐 www.cmghl.com
NMLS #147913

Loan programs, terms, rates, and eligibility are subject to applicable guidelines and borrower qualification.

09/14/2026

📼 We thought it would be fun to jump on the ChatGPT ’80s trend… and the Cornerstone team understood the assignment! 😎☎️

Big hair, bold suits, neon colors—and mortgage rates that make today’s rates look a whole lot different! 😂 In 1981, mortgage rates reached a record high of 18.63%. Thankfully, some things are better left in the ’80s!

🏡 Whether you’re looking to buy, refinance, invest, or simply explore your options, our team is here to help you navigate today’s mortgage market.

Same great people. Better rates. Brighter tomorrows. 💙

🌐 www.cmghl.com
NMLS #147913 | Equal Housing Lender

MortgageHumor HomeLoans MortgageExperts HomeBuying ThrowbackToThe80s MortgageLife

09/01/2026

🍂 September is here — it’s time to get your home Fall-Ready! 🏡

A little preventative maintenance now can go a long way toward protecting your home, keeping it comfortable, and helping avoid unexpected repairs as colder weather approaches.

A few things to add to your fall checklist:

🍁 Clean gutters & downspouts
🔥 Check your HVAC system
🪟 Inspect windows & doors for drafts
🏠 Check your roof & chimney
💧 Prepare outdoor plumbing for colder temperatures

Your home is one of your biggest investments. Taking care of the little things today can help protect it for years to come.

Here’s to a safe, cozy and beautiful upcoming fall season! 🍁🏡

🌐 www.cmghl.com
Cornerstone Mortgage Group, LLC | NMLS #147913 | Equal Housing Lender

08/20/2026

Big changes just hit conventional condo financing. 🏢🏡

Fannie Mae and Freddie Mac have updated several condo project approval rules — and some of these changes could make financing easier, while others make it even more important to review the condo project early in the process.

The biggest changes include:
• Limited Review is gone
• Small condo projects may have an easier path
• The 50% owner-occupancy test has been eliminated for established projects
• New reserve requirements are coming
• Master insurance requirements have been updated

Buying or selling a condo? Let us review the project early. A little homework upfront can prevent a big problem later.

05/09/2024

🎓 Yesterday was awesome at Cornerstone Mortgage Group! 🎉 We had the privilege of hosting speaker, coach, and mega-agent Kendra Cooke for her Professional Presentation class for our incredible real estate agents. 💼🏠 It was a power-packed session focused on sharpening presentation skills and enhancing client experiences. 🚀 Huge thanks to all who joined us - let us know if you'd like to attend future events! 👏💫

04/25/2024

Great class at Cornerstone Mortgage Group, LLC yesterday! Let us know if you'd like to come to any future events!

🌟 We hosted an awesome class yesterday on "How to Up Your Speaking Game to Win More Business". This is part of our plan to create community and marketplace engagement through professional growth opportunities. Here's a few of the key strategies shared:

1️⃣ Have a Game Plan 📝
2️⃣ Bring Value 🌟
3️⃣ Be Relevant 🎯
4️⃣ Be Clear 💬
5️⃣ Make sure the message is Well-Delivered 🚀

Huge thanks to Cooper Camak for making this happen! 💼🌟

04/17/2024

🏡 Borrower Beware - Don't Overpay on Your Mortgage! 💰

When it comes to getting a mortgage, some lenders love to charge excessive points and fees. 💸

Check out the "Closing Costs Detail" sheet that was recently shared with us - the other lender this client was working with wanted to charge $24,156 in POINTS along with a $500 upfront "lock-in" fee to secure their refinance terms.

As crazy as it sounds, we are able to offer this same client a similar rate with NO POINTS or lock-in fee - this will save the client over $24k in closing costs. We also NEVER charge a "lock-in" fee as those are just an upfront money grab designed to discourage borrowers from shopping or changing lenders.

I can't stress enough how important it is to work with a lender that you trust or that you were referred from someone you trust. 🌟 It's also always a good idea to get at least two quotes when you are shopping mortgages and be upfront about this - this helps keep everyone honest.

Ready to save some serious cash on your next mortgage? Let's chat! Drop us a message or give us a call today. 📲 🏠💼

04/16/2024

🏡 Exciting Real Estate Update! 📣

Amidst recent uncertainty in the real estate market following the proposed National Association of Realtors settlement with home sellers regarding broker commissions, here's a reassuring development:

Home sellers WILL continue to have the option to pay buyer's agents real estate commissions on transactions with a residential mortgage.

This is a boon for buyers with limited funds, enabling them to remain active in the market. It also helps sellers by stabilizing real estate prices as it keeps more potential buyers in the market. 🏠🔑🎉