Smith Sagesse, Licensed Agent with New York Life

12/05/2023

Have you ever heard the expression “buy term and invest the difference?” See what R. Matthew Pate, JD, LLM has to say about this, and other common misconceptions about whole life insurance. https://nyl.co/3Nd8t1c

11/09/2023

Passing down financial knowledge is a powerful tool for empowering younger generations and can help address the generational wealth gap—breaking the cycle of financial inequality.

Empowering younger generations to make informed decisions can help break the cycle of financial inequality and move toward a more equitable financial future.

11/04/2023

Here’s a quick guide about the types of business loans available, when to use them, and how to choose the best one for your needs.

Here’s a quick guide to help demystify business loans.

10/31/2023

Do you know how the Secure Act 2.0 may impact your retirement planning? Here’s how.
http://www.eaglestrategies.com/public_files/Secure_Act_2.0_-_Key_Highlights_for_Individual_Investors_-_Eagle_-_final.pdf

10/30/2023

Here are four misconceptions about life insurance coverage that could cause major financial burdens on your loved ones if you suddenly pass away.

Many people make certain mistakes when dealing with life insurance. Read on for some misconceptions that could cause you big problems.

10/28/2023

To maximize Social Security benefits, you need to choose the claiming strategy that best fits your goals.
https://www.eaglestrategies.com/public_files/Maximizing_Social_Security_-_Eagle_final1.pdf

10/26/2023

Having an unexpected, late addition to your family is a source of joy, but how do you ensure your youngest child’s needs are met if you pass away? Here’s a checklist of important estate planning considerations you should keep in mind.

Here are four estate planning tasks to keep in mind to ensure Baby Oops gets what they need if you become incapacitated or pass away.

10/24/2023

From the gender pay gap to costs associated with motherhood, women have different hurdles in saving for retirement. Having someone on your side who can navigate them makes all the difference. If you're looking for direction, I can help.

Find out how New York Life can help women take control of their finances. We provide financial planning for women to achieve independence.

10/21/2023

Here are five strategies to help you get more comfortable taking smart financial risks that make sense for you.

Taking on some degree of risk is a healthy part of financial decision-making.

10/19/2023

Watching your grandkids grow up is a grandparent's greatest joy, but being able to help them become who they want to be is one of the greatest gifts you can give. Learn how a 529 college savings plan and supplemental funding from a whole life insurance policy can help you give the next generation a gift they'll always cherish.

Give the gift of education by starting college funds for your grandchildren with help from New York Life. Secure their future with life insurance or a 529 plan.

10/17/2023

When you’re preparing for retirement, don’t overlook solutions for your future healthcare cost. These tips can help you navigate this complex and expensive aspect of your golden years.

Retirement is a time of relaxation, exploration, and the pursuit of lifelong passions. However, amidst the excitement of this new chapter, it’s crucial not to overlook a critical aspect of retirement planning: healthcare costs. As we age, our healthcare needs tend to increa

10/14/2023

If you're a new parent, I don't have to tell you how overwhelming the first few months can feel. But what I can offer you is some budgeting advice to help you manage your finances more effectively. Read these tips and reach out if you need more help. You got this!

As a new parent, having a baby on a budget requires adjusting your finances. Use this financial advice from New York Life to help with your planning.