Thomas Yung - Managing Associate - Ashford Advisors

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Thomas Yung - Managing Associate - Ashford Advisors I aspire to build a relationship with my clients. Ashford Advisors, Inc. is not an affiliate or subsidiary of Guardian. This material is intended for general use.

Everyone has something that motivates them to achieve their goal, so I will patiently work with you to make your goals a reality. Thomas Yung is a Financial Representative of The Guardian Life Insurance Company of America® (Guardian), New York, NY. is not registered in any state or with the U.S. Securities and Exchange Commission as a Registered Investment Advisor. AR Insurance License Number - 19411925, CA Insurance License Number - 4089794. By providing this content The Guardian Life Insurance Company of America, Park Avenue Securities LLC, affiliates and/or subsidiaries, and your financial representative are not undertaking to provide advice or make a recommendation for a specific individual or situation, or to otherwise act in a fiduciary capacity. Guardian, its subsidiaries, agents and employees do not provide tax, legal, or accounting advice. Consult your tax, legal, or accounting professional regarding your individual situation. Links to external sites are provided for your convenience in locating related information and services. Guardian, its subsidiaries, agents and employees expressly disclaim any responsibility for and do not maintain, control, recommend, or endorse third-party sites, organizations, products, or services and make no representation as to the completeness, suitability, or quality thereof. The National Association of Insurance and Financial Advisors is endorsed by but not affiliated with Guardian or its subsidiaries. Members must pay an annual fee.

Feeling like your spending is out of control? Take a short break from non-essential expenses to reset your habits. Cutti...
10/13/2026

Feeling like your spending is out of control? Take a short break from non-essential expenses to reset your habits. Cutting back temporarily can reveal where you overspend and free up cash for savings or retirement. You might be surprised how quickly.

Temporarily cutting back on spending can help assess where you’re overspending.

The benefits of whole life insurance aren’t typically widely known, and there can be a lot of misconceptions. But it can...
10/10/2026

The benefits of whole life insurance aren’t typically widely known, and there can be a lot of misconceptions. But it can address financial concerns that many Americans have.

Whole life insurance is widely misunderstood but offers coverage that lasts a lifetime and rates that won’t increase

The average retirement lasts for 18 years. Are you prepared to fill that many days?
10/06/2026

The average retirement lasts for 18 years. Are you prepared to fill that many days?

The average retirement lasts for 18 years. What will you do with your days?

Can group and private disability policies work together?
10/03/2026

Can group and private disability policies work together?

Loss of income from disability has the potential to cause financial hardship. Disability insurance can help.

The key to healthcare in retirement might be a patchwork of different choices.
09/29/2026

The key to healthcare in retirement might be a patchwork of different choices.

What is your plan for health care during retirement?

Thinking about a prepaid debit card? Consider the pros and cons.
09/26/2026

Thinking about a prepaid debit card? Consider the pros and cons.

It's important to understand the pros and cons when considering a prepaid debit card.

Looking to find calm during volatile markets? Consider ways to diversify
09/22/2026

Looking to find calm during volatile markets? Consider ways to diversify

During volatility, avoid “panic moves” and consider ways to diversify, including annuities and whole life insurance

Every parent wants to give their kids the best start in life. These 5 savings tips can help make a difference
09/19/2026

Every parent wants to give their kids the best start in life. These 5 savings tips can help make a difference

A life insurance policy is more than just a contract, it’s a commitment to fulfill a promise when you needed most. From ...
09/15/2026

A life insurance policy is more than just a contract, it’s a commitment to fulfill a promise when you needed most. From customer to advocate, watch Joleen’s personal journey to finding solace in times of crisis.

Watch Joleen's journey to find comfort in times of crisis

Can money buy happiness? It depends. Happiness doesn't sit on a store shelf with a price tag, but these 5 spending tips ...
09/12/2026

Can money buy happiness? It depends. Happiness doesn't sit on a store shelf with a price tag, but these 5 spending tips may make your days a little brighter.

Building proactive, sustainable financial habits can help increase a person's well-being no matter what their salary

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