Thomas Yung - Managing Associate - Ashford Advisors

Thomas Yung - Managing Associate - Ashford Advisors I aspire to build a relationship with my clients. Ashford Advisors, Inc. is not an affiliate or subsidiary of Guardian. This material is intended for general use.

Everyone has something that motivates them to achieve their goal, so I will patiently work with you to make your goals a reality. Thomas Yung is a Financial Representative of The Guardian Life Insurance Company of America® (Guardian), New York, NY. is not registered in any state or with the U.S. Securities and Exchange Commission as a Registered Investment Advisor. AR Insurance License Number - 19

411925, CA Insurance License Number - 4089794. By providing this content The Guardian Life Insurance Company of America, Park Avenue Securities LLC, affiliates and/or subsidiaries, and your financial representative are not undertaking to provide advice or make a recommendation for a specific individual or situation, or to otherwise act in a fiduciary capacity. Guardian, its subsidiaries, agents and employees do not provide tax, legal, or accounting advice. Consult your tax, legal, or accounting professional regarding your individual situation. Links to external sites are provided for your convenience in locating related information and services. Guardian, its subsidiaries, agents and employees expressly disclaim any responsibility for and do not maintain, control, recommend, or endorse third-party sites, organizations, products, or services and make no representation as to the completeness, suitability, or quality thereof. The National Association of Insurance and Financial Advisors is endorsed by but not affiliated with Guardian or its subsidiaries. Members must pay an annual fee.

Disability insurance can be more affordable than you think. Plus you can customize your DI policy to address things like...
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Disability insurance can be more affordable than you think. Plus you can customize your DI policy to address things like student loans and your future earnings.

Disability insurance can be more affordable than you think.

Financial protection and knowledge gaps still exist between women and men. But these six simple steps may be able to hel...
09/01/2026

Financial protection and knowledge gaps still exist between women and men. But these six simple steps may be able to help women boost their financial confidence.

Women add to the financial well-being of their family in many ways, but they may not always protect these contributions.

Facing divorce? Don't overlook changes to your insurance coverage.
08/29/2026

Facing divorce? Don't overlook changes to your insurance coverage.

In the face of divorce, making changes to insurance coverage may be overlooked.

Divorce can reshape every part of life, including your finances. From splitting assets to planning for your new future, ...
08/25/2026

Divorce can reshape every part of life, including your finances. From splitting assets to planning for your new future, here’s what to know so you can move forward with clarity and confidence.

Here are some retirement strategies for life after divorce to help maintain your financial wellness.

You work hard for your money, but when your paycheck comes you may notice that you don’t get to keep it all. Why does yo...
08/22/2026

You work hard for your money, but when your paycheck comes you may notice that you don’t get to keep it all. Why does your take-home pay shrink? And what do all those deductions mean? Here’s a brief guide

Here’s a brief guide to the common deductions and withholdings you see each payday

Your 30s can be an exciting time. You’re advancing in your career, making more money than you ever have before, but reme...
08/18/2026

Your 30s can be an exciting time. You’re advancing in your career, making more money than you ever have before, but remember that each increase in income doesn’t necessarily mean you should increase your lifestyle. Now is a prime time to increase you

In your 30s, you may earn more money than ever before. That's why it’s an important time to start preparing for retirement.

This video asks the right questions about how you can save money for retirement without sacrificing your quality of life...
08/15/2026

This video asks the right questions about how you can save money for retirement without sacrificing your quality of life.

Asking the right questions about how you can save money for retirement without sacrificing your quality of life.

Charitable donations not only benefit the recipient, but they can boost your personal happiness and generate tax benefit...
08/11/2026

Charitable donations not only benefit the recipient, but they can boost your personal happiness and generate tax benefits. How can you make charitable giving part of your long-term plan?

The paychecks may stop in retirement, but that doesn't mean you have to stop giving to causes you care about

If you’re a business owner, there comes a time when you think of handing over the reins to someone else. Are you ready —...
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If you’re a business owner, there comes a time when you think of handing over the reins to someone else. Are you ready — and is your business ready — for that change? It’s never too early to start strategizing succession and transition plans. Here ar

With proper preparation, you can position yourself, your employees, and the business you’ve built for continued success.

Saving early could prove very helpful down the road. Share this piece with your family and consider your choices.
08/04/2026

Saving early could prove very helpful down the road. Share this piece with your family and consider your choices.

This early financial decision could prove helpful over time.

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