Michael Tunke,Founder, Pembroke Wealth

03/27/2025

Planning for retirement involves more than just saving; it requires a thoughtful approach to keep your investments growing. We are here to help you find that balance between risk and reward, ensuring your money works as hard as you do.

Let's set up a time to discuss how we can create a retirement strategy that aligns with your goals and keeps your future secure. Contact us today to start planning for tomorrow!

03/25/2025

As the season of renewal begins, there’s no better time to spring into financial security with life insurance. Affordable and essential, a personalized policy offers peace of mind and lasting protection for your loved ones.

Let us help you find the right plan for your needs this spring. Contact us today to get started.

08/06/2024

Market risks were high leading into the sell-off, but now investors may be overlooking a decent servicing PMI reading. Recession risks may be overblown. The latest market commentary from discusses this trend and what it could mean for future investing. Read more: https://cetera.com/market-insights/recession-fears-put-investors-edge?utm_source=nfaaol

05/29/2024

"Happy ! 🎉 Are you aware of some of the new benefits associated with 529 plans?
Let's make your child's future brighter with a solid education savings plan. Whether you're reviewing your current 529 plan or considering opening a new one, WealthWorks Financial has got you covered! Secure your child's educational journey today at wealthworksfinancial.com. "

For a complimentary review of your current 529 click on the following link: https://calendly.com/wwks-tunke/30min

Investors should consider the investment objectives, risks, charges and expenses associated with municipal fund securities before investing. This information is found in the issuer's official statement and should be read carefully before investing. Investors should also consider whether the investor’s or beneficiary’s home state offers any state tax or other benefits available only from that state’s529 Plan. Any state-based benefit should be one of many appropriately weighted factors in making an investment decision. The investor should consult their financial or tax advisor before investment in any state's 529 Plan.

01/29/2024

📅 Retirement financials can be stressful, especially when it comes to understanding the complex rules around required minimum distributions (RMDs) for retirement accounts. This year is particularly complicated due to a variety of requirement changes.

Here are a few things to keep in mind:
▪️ RMD rules have changed over the years, with the age requirement increasing from 70½ to 72 and now potentially to 73.
▪️ The rules for inherited IRAs are even more complicated, leading to penalties for missed RMDs.
▪️ It's important to know which account owners need to take an RMD and when.
▪️ If you skip or don't withdraw enough, there can be a penalty of up to 25% on the amount you should have withdrawn.
▪️ Requesting a penalty waiver is possible, but there's no guarantee it will be granted.

Stay informed and consult with a financial expert to navigate these retirement withdrawal rules effectively. 💼💡



Source: https://www.cnbc.com/2023/10/25/how-to-know-if-you-need-a-required-minimum-distribution-for-2023.html

01/23/2024

01/01/2024

Welcome to a new chapter in an already fantastic story. 🌟 Wishing you all the joy, peace, and success the New Year can hold.

01/01/2024

Ironically, January 1st is National Hangover and Bloody Mary Day. I prefer to make my own mix, and I add a national known brand of steak sauce.

Cheers to a flavorful start to the year! 🥳 At WealthWorks Financial, we believe in spicing up your financial journey just like a perfectly crafted Bloody Mary. 🌶️💼

Just as the right mix of ingredients creates the perfect cocktail, a well-balanced financial plan is essential for a successful future. 📈 Let us be your financial mixologists, crafting a personalized recipe for financial success that suits your unique taste and goals. 🍸💰

Whether it's diversifying your investments, shaking up your budget, or garnishing your portfolio with smart choices, we're here to help you achieve a well-balanced and satisfying financial life. 🌐✨

Celebrate with us, and let's toast to a prosperous year ahead! 🥂📊

12/24/2023

Wishing You a Very Merry Christmas.