John Madeira - Senior Loan Originator NMLS# 90415

John Madeira - Senior Loan Originator NMLS# 90415 As the senior Loan Originator at Cardinal Financial let me put my experience to work for you.

Cardinal Financial Company, Limited Partnership NMLS 66247

John Madeira NMLS ID #90415

Producing Manager/Loan Originator

Equal Housing Opportunity

For licensing information, go to: www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/66247

Company Licenses: www.cardinalfinancial.com/nmls-licensing

Why I do this: because for most people, buying a home is the biggest financial decision they'll ever make, and they dese...
08/16/2026

Why I do this: because for most people, buying a home is the biggest financial decision they'll ever make, and they deserve someone in their corner who actually picks up the phone.

Not a portal. Not a call center. A person who remembers your name and your timeline.

If that's what you're looking for, let's talk - simply call me at 610.704.5626.

The myth I hear the most: "I probably don't qualify, so why bother asking."I've watched that assumption cost people a ho...
08/15/2026

The myth I hear the most: "I probably don't qualify, so why bother asking."

I've watched that assumption cost people a house they could have had. The only way to know your real number is to check.

Send me a message or call me @ 610.704.5626. Worst case, you learn where you stand. Best case, you're closer than you think.

Quick poll: what's the #1 thing holding you back from starting the homebuying conversation?A) Not sure I qualifyB) Don'...
08/14/2026

Quick poll: what's the #1 thing holding you back from starting the homebuying conversation?

A) Not sure I qualify
B) Don't know where to start
C) Worried about the process
D) Just haven't gotten around to it

Let me know and let's start the conversation! Always available on my cell for all your questions @ 610.704.5626!

To every dad working toward something better for their family, this one’s for you. Happy Father’s Day. 🏠
06/21/2026

To every dad working toward something better for their family, this one’s for you. Happy Father’s Day. 🏠

06/10/2026

The best first step isn't finding a house. It's getting prepared.

Before you start scrolling listings, take a few minutes to understand your credit, budget, and financing options. A little planning now can help you shop with more confidence later.

When you're ready, get pre-approved with real numbers, not estimates. Call me at 610.704.5626 to get started.

06/08/2026

Not every income story fits a W-2. Your loan options should reflect that.

Non-QM loans can help self-employed borrowers, investors, and others with non-traditional income qualify using documentation that better matches how they earn.

Whether it's bank statements or rental income, there may be more options available than you think. Call me to explore the options @ 610.704.5626

Summer is officially here.For me, every month is homeownership month. If you’ve been thinking about making a move this s...
06/07/2026

Summer is officially here.

For me, every month is homeownership month. If you’ve been thinking about making a move this season, now is a great time to get your numbers in order.

DM me to get started or call me at 610.704.5626.

"I’ll buy when rates drop."We hear it every week. Here’s what we tell people:Rates matter. But they’re one variable in a...
05/31/2026

"I’ll buy when rates drop."

We hear it every week. Here’s what we tell people:

Rates matter. But they’re one variable in a much bigger equation: home prices, inventory, your personal timeline, and what you can comfortably afford.

The buyers who win in this market aren’t the ones who timed it perfectly. They’re the ones who were ready when the right home showed up.

Being ready starts with one conversation. Call me at 610.704.5626!

Buying a home shouldn’t feel like an obstacle course.At Cardinal, here’s what it actually looks like:✓ One conversation,...
05/30/2026

Buying a home shouldn’t feel like an obstacle course.

At Cardinal, here’s what it actually looks like:

✓ One conversation, your way - CALL ME @ 610.704.5626
✓ Real numbers, not estimates
✓ Updates at every step
✓ Close on time

No mystery. No mayhem. Just a clear path to your keys.

We're in the most competitive buying season of the year. And every year, the buyers who win aren’t the ones with the hig...
05/29/2026

We're in the most competitive buying season of the year. And every year, the buyers who win aren’t the ones with the highest offers.

They’re the ones with the strongest approvals.

A pre-approval that holds up under scrutiny. Numbers that are real. A lender who can close on time.

That’s the competitive advantage most buyers overlook.

If you’ve been thinking about buying this summer, now is a good time to get your numbers in order. Call me at 610.704.5626 to start your process!

Address

3500 Wi******er Road, Suite 105
Allentown, PA
18104

Opening Hours

Monday 12am - 12am
Tuesday 12am - 12am
Wednesday 12am - 12am
Thursday 12am - 12am
Friday 12am - 12am
Saturday 12am - 12am

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