Toni Saby - Licensed Sales Agent

10/16/2026

Is your provider pulling out of network with your current Medicare advantage plan? Is your plan terminating? Or do you just want to consider your options for next year? Medicare annual enrollment runs October 15 through December 7 for the January 1 start date. I am a broker representing many insurance companies and I’m happy to help you compare your options! As always my services come at no cost to you!

10/07/2026

It’s that time of year again — Medicare Annual Enrollment is right around the corner (October 15 - December 7), and there’s important news you need to know.

Several insurance companies have terminated Medicare Advantage plans for 2027, leaving people unexpectedly without coverage. 😟 If you or someone you love received a letter about your plan ending, you’re not alone — and you don’t have to figure this out by yourself!

As a licensed Medicare Health Insurance Broker, I’m here to help you review your options and find a new plan that fits your needs and budget. Whether it’s for you, a parent, or a friend, I can guide you through the process from start to finish — at no cost to you.

✅ Personalized plan reviews
✅ Access to multiple top-rated carriers
✅ Support every step of the way

📅 Don’t wait until it’s too late. Let’s make sure you’re covered and confident heading into 2027.

📲 Call/text me directly at 610-216-3644 to get started.
— Toni Saby | Medicare Health Insurance Broker

09/19/2026

08/23/2026

Medicare Annual Enrollment Is Just Around the Corner! 🍂
It’s hard to believe, but Medicare Annual Enrollment is right around the corner! Medicare Annual Enrollment runs from October 15 through December 7.

In September, you’ll receive your plan’s Annual Notice of Change (ANOC). This important document outlines changes to your plan for the upcoming year, including benefits, costs, coverage, and provider or pharmacy networks.

Annual Enrollment is a great opportunity to take a step back and ask:
✅ Have your healthcare needs changed?
✅ Are your doctors and prescriptions still covered?
✅ Are your plan’s benefits and costs still a good fit?
✅ Have your priorities changed since you chose your current plan?

As a local licensed insurance broker representing many insurance companies, I can help you review your Medicare options and compare plans to find coverage that fits your needs.

I’m also a Pennie-certified broker, helping individuals and families navigate Pennie®, Pennsylvania’s official health insurance marketplace, and explore their health coverage options
My services come at no cost to you. I’m here to make the process easier and help you understand your choices.

📞 Toni Saby: 610-216-3644
📧 [email protected]
🏥 Local Licensed Insurance Agent & Broker
💙 Medicare & Pennie Marketplace

If you’d like to review your options, feel free to reach out. I’m always happy to help!

08/19/2026

Stay safe on social media! will never reach out to you to ask for your Medicare Number on any social media site. If someone messages you directly and says they’re a “Medicare agent”, don’t respond and report it at https://go.medicare.gov/4w84nvD.

08/19/2026

If your income for 2026 is below $23,940 ($32,460 for married couples), you may qualify for lower prescription drug costs with Extra Help. Many people qualify and don’t even know it. https://go.medicare.gov/4uFZ99N

08/06/2026

Medicare will only contact you if you contact Medicare first. Guard your Medicare card and Medicare Number: If someone you don’t know asks for your Medicare Number or personal information, it’s a scam! Report possible fraud to 1-800-MEDICARE. https://go.medicare.gov/4w84nvD

08/03/2026

08/03/2026

If you’re getting ready to sign up for Medicare and have a Health Savings Account (HSA), visit Medicare to find out when you should stop contributing to your HSA, and how to use it with Medicare: https://go.medicare.gov/4aJzVj0

07/10/2026

Protect your Medicare number as you would your Social Security number. Never give it out over the phone.

Beware of the overshare! Scammers sometimes pose as Medicare representatives on social media, over the phone, or via email to try and get your Medicare information, like your Medicare Number. Don’t share it—report scammers at https://go.medicare.gov/4vsBnOM.