Competitive Home Lending

05/29/2026

Don’t let a home sale contingency bug your next move.

If you need to sell your current home before buying the next one, a Buy Before You Sell option may give you more flexibility.

This type of program may help qualified homeowners use equity from their current home to purchase their next home before the current home sells.

Thinking about moving this summer? Call Competitive Home Lending to learn more.

NMLS 1047944

04/18/2026

Most homeowners think they need to sell first.

In some cases, you can structure the purchase first—and sell after.

Here’s the general process

Here’s a simplified path:

Estimate your home equity
Review your options (no credit pull required)
Get pre-qualified
Shop without a contingency
Close first, then sell on your terms

For some homeowners, this approach can reduce pressure and create more flexibility when moving.

If you’re planning a move in Plano or McKinney, you can start by reviewing your equity position.

NMLS 1047944

04/15/2026

Buying your next home before selling your current one is possible.

Many homeowners assume they need to sell first—or include a contingency. That’s not always necessary.

A bridge loan can help you:
✔ Use your current home’s equity for a down payment
✔ Make a stronger, non-contingent offer
✔ Avoid the stress of rushed timelines
✔ Keep your home private while you shop

This structure is often useful in competitive markets where clean offers matter.

If you’re considering a move in Plano or McKinney, it may be worth evaluating.

📞 972-440-2150

10/29/2025

💰 Mortgage rates just hit their lowest point in over a year.

If you bought or refinanced in the last 12–18 months, there’s a good chance you’re paying more than you have to.

We’re offering a quick, no-credit-pull review to show whether you could:
✅ Lower your monthly payment
✅ Shorten your term without raising your payment
✅ Remove mortgage insurance

It only takes about a minute to check — and we’ll send your personalized loan summary directly to your inbox.

👉 Start Your Free Rate Review Here

Competitive Home Lending | Texas Wholesale Mortgage Broker
NMLS 1047944 | Equal Housing Lender

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10/08/2025

Plano Home Prices Are Under the Trend — Here’s Why That Matters

Plano home values are temporarily below their long-term trend line, creating a window of opportunity for smart buyers. When prices correct, today’s buyers could gain tens of thousands in equity — simply by acting before the market catches up.

At Competitive Home Lending, we help Plano buyers lock in wholesale mortgage rates that maximize savings and long-term equity growth.

Now is the time to buy strategically — not emotionally.

Apply today and see what your Plano home opportunity really looks like. Free loan summary without impacting credit.

NMLS 1047944

10/03/2025

The average home price in Garland is $342,616 (as of August 2025). That already makes Garland one of the more affordable housing markets in DFW.

But here’s where it gets better for borrowers ⬇️
With FHA’s 3.5% minimum down payment, that same home could qualify for about $11,991 in down payment credit.

That’s financing assistance that can help borrowers step into homeownership with little to no money out-of-pocket.

NMLS #1047944

Simply Solar, a program through Competitive Home Lending's partnership with The Loan Store, is enabling homeownership through education and down payment assistance. In combination with Competitive Home Lending’s wholesal...

08/05/2025

🔥 Mortgage Rates Just Dropped… and This Home Offers Even MORE Savings!

This home for sale in Princeton, TX comes with an extra 0.25% rate discount, paid by the seller when you finance with Competitive Home Lending.

That’s on top of the recent drop in rates — meaning lower monthly payments and thousands saved over time.

💰 First-time homebuyer? This is your moment.
📍 Must finance with Competitive Home Lending
📍 Only one buyer incentive may be used

📩 Message us to check your rate and see how much this offer could save you!

NMLS 1047944

Nume Keowsawaang

07/29/2025

🏠 Home for Sale in Princeton, TX – Save $3,500 at Closing!

First-time homebuyers — this one's for you. The seller is offering a $3,500 credit toward your closing costs when you finance with Competitive Home Lending.

That means less out-of-pocket at closing, and more money to make your new house feel like home.

📍 Must finance with Competitive Home Lending to qualify.
📍 Only one buyer incentive may be used per transaction.

📩 Message us today to see if this Princeton home is your perfect match!

NMLS 1047944

07/24/2025

🏡 Home for Sale in Princeton, TX — Special Buyer Incentive!
If you're a first-time homebuyer or just looking to ease into your new mortgage, this one's for you.

💰 The seller is offering a 1-0 temporary rate buydown, which means you’ll start your first year with a lower monthly payment—giving your budget some breathing room while you settle in.

📍 Must finance with Competitive Home Lending to qualify.
Only one incentive available per buyer.

📩 DM us or click below to request your personalized rate quote and lock in this Princeton home today!

NMLS 1047944

07/04/2025

🏠 Exclusive Offer: Save BIG on Your First 2 Years of Mortgage Payments!

Home just got a lot more affordable thanks to a limited-time 2-1 Buydown Offer from seller and agent Sonya Velasquez; Realtor — powered by Competitive Home Lending! 💰

🔽 Here’s how it works:

Year 1: Your interest rate is 2% LOWER

Year 2: Your rate is 1% LOWER

Year 3 onward: You pay your full fixed rate — still locked in for the long term!

That means lower monthly payments for the first 2 years when your budget needs it most — plus no surprises later.

✅ Use those savings to furnish your new home, build up reserves, or just breathe easier.

📲 Message us about this exclusive opportunity — or call/text us to learn more!

👉 Don’t wait — offers like this don’t last!

NMLS 1047944