Life Insurance By Jim Asteriou

03/22/2026

If you currently work—or have previously worked—at an educational institution, Meemic Insurance Company may be an excellent option for your insurance needs.

Eligible individuals include:
• Teachers
• Custodians
• Office and clerical staff
• Counselors

Meemic offers competitive rates along with high-quality coverage tailored specifically for those in the education field.

Based in Michigan, Meemic understands the needs of our local community and provides personalized service you can trust.

Message or call me today to learn more or to see how much you could save.

03/19/2026

Over 50 and planning for final expenses?

If you’re concerned about health, cost, or going through a medical exam, there’s a simple solution.

We offer Guaranteed Issue Life Insurance:
✔ No medical exam required
✔ Rates never increase
✔ Benefits never decrease
✔ Coverage locked in from day one

No matter your current or future health, you can qualify for coverage that fits your budget.

Many of my clients are on a fixed income and value simplicity and convenience. That’s why we offer:
• In-person or phone appointments
• Easy document signing in-office or via email

Let’s make this quick and stress-free.

📞 313-386-1750

Call or message me today to get started.

03/07/2026

In Memory of my mom who taught in Allen Park for 47 years. She loved her students and friends. It is great that she is still able to touch peoples lives.

03/26/2025

What to look for in a deep fake video.

Deepfakes aren't as deceiving as you think, and there are some tell-tale signs you're being deceived.

02/28/2025

Catching it early has been so important for so many. We lost my mom a few years ago to Ovarian. She was 68 years old and taught for 39 years in Allen Park.

Life Insurance conversations can be terrible, I know. What we have through work is done when we leave.

If you are on an inhaler call us immediately. Inhalers are causing many declinations. If you are under 1 year with any asthma or lung issue call me.

I will make sure you can afford a policy that meets your needs. 734-807-7007

02/27/2025

About 7.5% of cancers are first diagnosed in people ages 20 through 44.

This is according to the National Cancer Institute’s Surveillance, Epidemiology and End Results National Cancer Institute’s Surveillance, Epidemiology and End Result Program

Cancer has taken the majority of my family members over the years. Let’s stop this trend for our children.

This report describes overall death rates, causes of deaths, and rates of COVID-19-associated deaths in the U.S. during 2022.

02/26/2025

Low-income communities are subject to even more extreme rates. Detroit residents pay an average annual premium of $5,414, according to a new University of Michigan study.

The U-M study also found auto insurance premiums in 97 percent of Michigan’s ZIP codes exceeds the federal government’s definition of affordable. It found a larger proportion of residents, particularly in low-income communities, end up driving without insurance.

02/25/2025

Why is Michigan Car Insurance So Expensive

Insurance industry data shows that the average Michigan driver pays 85 percent more than the national median insurance rate for his car insurance.

This makes Michigan the most expensive state for car insurance in the United States.

Twenty Percent of Michigan Drivers chose not to drive with any insurance ( mlive.com)

Low-income communities are subject to even more extreme rates. Detroit residents pay an average annual premium of $5,414, according to a new University of Michigan study.

email [email protected] or Message me if you feel like you are overpaying or insured incorrectly.

I have been helping Michigan drivers for 22 years.

Why is Michigan car insurance so expensive? Insurance industry data shows that the average Michigan driver pays 85 percent more than the national median insurance rate for his car insurance. This makes Michigan the most expensive state for car insurance in the United States. This article highlights....

02/24/2025

IF YOU OWN JEWELRY PLEASE READ

Yes, jewelry is typically covered under a standard home insurance policy, but only up to a certain limit. Most policies include coverage for jewelry under personal property, but there are limits on how much they will pay for theft or loss—often around $1,000 to $2,500.

If you have valuable jewelry, you may need to purchase scheduled personal property coverage (a rider or endorsement) to fully protect high-value items. This provides higher coverage limits and may cover more risks, like accidental loss.

It’s always a good idea to review your policy and consider an appraisal for expensive pieces to ensure you’re adequately covered.

02/24/2025

As your life changes, so do your life insurance needs. To help protect your family, you’ll need a plan that offers flexibility.

What are life events?

A life event in the context of life insurance refers to a significant occurrence in an individual's life that can impact their insurance needs or financial situation. With non-guaranteed life insurance policies, these life changing events may lead to a reevaluation of the policyholder's coverage to ensure it continues to meet their changing needs.

Life Insurance By Jim Asteriou

Have you ever wondered, “Do I need life insurance?” Consider these 7 life events that help answer that question.

02/21/2025

The App, Apple, and Microsoft store all offer apps used to create a detailed inventory list of everything in your home. Scanning the QR or Barcode pre-fills details in the app including date, value, description, and serial number.

When you file an ice or fire claim you have a detailed list of what was lost.

The faster and more accurate it is; the faster the insurance company pays.

Give me a call 734-807-7007