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02/26/2022

Financial fitness is possible you just need the right plan! follow these steps to become financially fit.

11/25/2021

Happy Thanksgiving!!!

07/05/2021

Happy 4th of July!

06/28/2019

Come check out this beautiful private oasis open house this Sunday - 4pm
26361 Via Viva Mission Viejo, CA 92691

06/28/2019

Congrats grads, you did it! 🎓 🎉
For those of you who are still working towards graduation, be cautious of the money mistakes that grads can be guilty of making. If you're a recent graduate don't stress out - it's never too late to get started on building a better financial foundation for your future.

11/28/2018

Get your copy of Real Estate's Dirty Little Secrets! Buying a home is perhaps the largest financial transaction of your life. Get insider secrets to avoid financial risk and buy smart! Download your copy here: http://redirtylittlesecrets.com

08/05/2018

Here are 10 things you should know if you are in the market to buy a home now or in the near future.

08/04/2018

They say timing is everything, in real estate, you want a lot of time on your side! If you plan to live in your home for 10+ years then timing shouldn't be much concern. Home values fluctuate in cycles so you need a lot of time to build a lot of equity in your home.

The average home is 8.4% more valuable than it was during the housing crises 10 years ago, according to study

07/24/2018

Interest rates have enjoyed record lows during the last few years allowing many people to refinance and enjoy lower mortgage payments. Now, interest rates are moving in the other direction.
Why would anyone refinance when rates are going up? With cash-out refinancing, you refinance your mortgage for more than you owe and keep the difference.
1. Pay off home equity credit lines.
2. Consolidate your mortgages.
3. Secure A Fixed Rate Mortgage.
4. Improve Your Home.
While many people will no longer be interested in refinancing for a lower rate, there are many reasons to consider refinancing even as interest rates increase. If you have an existing second mortgage, need cash to consolidate credit card debt, or want to do some home improvements, refinancing your current home mortgage may be the best financial move for you.

07/22/2018

All of us would like to save money on mortgage payments, but not many of us know how to go about it. Following these simple tips on how to get the best mortgage rate can help improve your financial situation and help in avoiding mistakes before you actually apply for a refinance.
For any kind of mortgage refinancing, one needs to check on the stability of the credit status. In order to even qualify for a lower mortgage rate one has to improve the credit. In case your financial situation has improved since the time when you bought your home, you can upgrade for a better rate by just applying for the same. All of us have faced credit problems at some time or the other. But for acquiring the best mortgage rates, building up a good credit account is important.
A sound advice would be to invest some time in developing your credit bit by bit. This adds to your financial confidence as well as saves you much of your money in the long run. If you could transcend your search for the best mortgage rates into the lowest market rates available you could be setting yourself up for the future. Request your credit reports from credit agencies and scan for any kind of irregularities.
It is advisable that you immediately ask the agency to remove the irregularities since these might affect your credit rating, which in turn will affect your hopes of securing the best mortgage rate for yourself.
Most mortgage loans come with a term length, in other words the given span of time for repayment of the loan. Though most mortgage loans come with a thirty-year term length; there is however twenty and fifteen year terms available too. Most short-term mortgages are usually considered low risk and come with lower interest rates.
While searching for lower interest rates, be sure to compare mortgage offers which detail out lender fees as well as closing costs. Try to compare and contrast the best mortgage rates in such a way that you get the best refinance loan package deal.

07/20/2018

Being in debt can feel like having a heavy weight chained to your foot, dragging you below the surface and drowning you in unpaid bills and a deteriorating credit score. Here are 5 smart moves to unchain yourself from that debt without resorting to credit counseling.
1: Ask your credit card company for a lower rate
2: Improve your credit score
3: Pay yourself weekly
4: Keep a spending diary
5: Set debt pay-down milestones

To loosen the heavy weight of debt from your foot without resorting to credit counseling, you need to become more aware of your spending habits, improve your credit score, be smart about how you spend, and set goals for paying down that debt. You will soon be sitting pretty and debt-free.

07/19/2018

Even if you'd had a bankruptcy or foreclosure in your past we can help you! For more information click Apply Now from the link in our bio. Tag someone we can help!