Capstone Federal Credit Union

Capstone Federal Credit Union Capstone Federal Credit Union is a federally insured, member-owned financial cooperative.

🏑 Just moved in, or ready to make your house truly yours? A home equity line of credit can help.It lets you borrow again...
09/03/2026

🏑 Just moved in, or ready to make your house truly yours? A home equity line of credit can help.

It lets you borrow against your equity as you need it, for renovations, projects, or consolidating higher-interest debt. It is a serious decision, and it deserves a real conversation, not a sales pitch. 🀝

And if it is not the right move for you, we will say so. That is a promise. πŸ’¬

➑️ Check out our loans: https://www.capstonefcu.coop/loans

Please note, our office will be closed in observance of the Labor Day holiday on Monday, September 7th.We will reopen on...
09/03/2026

Please note, our office will be closed in observance of the Labor Day holiday on Monday, September 7th.
We will reopen on Tuesday, September 8th.
Remember that you can access your accounts 24/7 using Capstone's convenient FREE E-Services.
For more information, visit: www.capstonefcu.coop

πŸ” A two-minute habit that protects your money: check your statements.Scammers count on small charges slipping by unnotic...
09/02/2026

πŸ” A two-minute habit that protects your money: check your statements.

Scammers count on small charges slipping by unnoticed. Once a month, scan your account for anything you do not recognize, even a few dollars. Catching fraud early is the difference between a quick fix and a real headache. βœ…

See something that is not yours? Call us right away. We would always rather hear from you than have you wait. πŸ“ž

🌀️ Today is National Forgiveness Day, a good reminder that letting go lightens the load. Whether it is forgiving someone...
09/01/2026

🌀️ Today is National Forgiveness Day, a good reminder that letting go lightens the load. Whether it is forgiving someone else or giving yourself a little grace, today is a nice day to start fresh.

Who is someone that taught you the value of a second chance? πŸ’¬

πŸ’‘ Quick question: if your car needed a $600 repair tomorrow, would it be a problem or just an annoyance?That is what an ...
08/31/2026

πŸ’‘ Quick question: if your car needed a $600 repair tomorrow, would it be a problem or just an annoyance?

That is what an emergency fund is for. Do not let the big number scare you. Start with $500. Then $1,000. Every dollar you set aside turns a crisis into an inconvenience. πŸ’°

Open a separate savings account so you are not tempted to touch it. We can help you set one up today! πŸ‘‰. https://www.capstonefcu.coop/savings-checking/

πŸ–οΈ It is National Beach Day, and it feels like the perfect way to send off a summer well spent.Thank you for spending pa...
08/29/2026

πŸ–οΈ It is National Beach Day, and it feels like the perfect way to send off a summer well spent.

Thank you for spending part of your August with us, for the beach recommendations, the ice cream orders, and the money questions. This is what community feels like, and we are grateful to be part of yours. ❀️

One last time before Labor Day: what was your favorite summer memory this year? See you in September, neighbors! β˜€οΈ

πŸ€” A question we hear all the time: I thought credit unions were only for certain companies. Can I even join?Good news! πŸŽ‰...
08/28/2026

πŸ€” A question we hear all the time: I thought credit unions were only for certain companies. Can I even join?

Good news! πŸŽ‰ If you live or work in our South Orange County community, there is a very good chance you can. Teachers, first responders, healthcare workers, veterans, city employees, renters, first-time buyers, we would love to serve you.

It takes about a minute to find out. You might already be a neighbor. Let's make it official: forms.joinmycu.com/mop/967/newmember/eligibility

πŸ“Š One of the simplest budgets that actually works: the 50/30/20 rule.🏠 50% of your take-home pay goes to needs: housing,...
08/27/2026

πŸ“Š One of the simplest budgets that actually works: the 50/30/20 rule.

🏠 50% of your take-home pay goes to needs: housing, food, utilities, transportation.
πŸŽ‰ 30% goes to wants: dining out, streaming, fun.
πŸ’° 20% goes to savings and paying down debt.

It is not about tracking every penny. It is about having a plan. Want help setting yours up? That is exactly the kind of conversation we love to have! πŸ’¬

🍨 It is National Banana Split Day, which raises a very serious financial question: are you a one-scoop saver or a three-...
08/25/2026

🍨 It is National Banana Split Day, which raises a very serious financial question: are you a one-scoop saver or a three-scoop, all-the-toppings kind of spender?

We will not judge either way. Life is about balance: a little saving, a little treating yourself. That's the whole secret to a healthy budget. 🍌

Tell us your go-to ice cream order in the comments, and where you get it locally! 🍦

πŸ“ˆ Three simple ways to lift your credit score:1️⃣ Pay on time. Payment history is the single biggest factor.2️⃣ Keep bal...
08/24/2026

πŸ“ˆ Three simple ways to lift your credit score:

1️⃣ Pay on time. Payment history is the single biggest factor.
2️⃣ Keep balances low. Aim to use less than 30% of your limit.
3️⃣ Be patient. Old accounts help, so do not close your oldest card.

Small habits, real results. Questions about your credit? We are happy to help! πŸ’¬

Address

3 Polaris Way Ste 31B
Aliso Viejo, CA
92656

Opening Hours

Monday 8am - 4pm
Tuesday 8am - 4pm
Wednesday 9am - 4pm
Thursday 8am - 4pm
Friday 8am - 4pm

Telephone

+19497165746

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