Lower Local, LLC Mortgage - Algonquin Branch- Al Frederick

Lower Local, LLC Mortgage - Algonquin Branch- Al Frederick Al Frederick NMLS # IL 462432 |
FL: LO53265|
Lower, LLC Equal Housing Opportunity Lender NMLS ID #: 1124061
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As a top-producing mortgage professional and branch manager with over 30 years in the mortgage banking industry, Al Frederick brings a dynamic work ethic to his clients and referral partners in Illinois, Florida, Wisconsin, and many other states. Al’s commitment and drive has brought him incredible success time after time in all the markets he serves. He is dedicated to making your transaction smo

oth and stress free. Al prides himself on his efficiency and communication to all his clients and his business partners. He has an extensive background in all facets of mortgage lending, including operations and management. Al is well versed in all types of mortgage products including Jumbo, VA, FHA, Conventional, Investors, Bankruptcy, Foreclosure, Renovation, and “Rescue” deals. What sets Al apart is the fact that he has had the same incredibly experienced support team that have been with him for over 15 years! Al and his expert team are equipped to manage all the details involved with financing a home, so that you can focus on what is important in your life. Aside from being a great guy to work with, Al is a stickler for getting the job done right. His reliability, dedication and honesty have earned him the reputation as the mortgage provider you can count on. Al is efficient at finding you the best loan for your situation and thoroughly enjoys helping clients through the home buying process. Al approaches each transaction as more than just a business process because he knows that your mortgage loan is one of the most important financial decisions you will ever make. He knows that the wisest decision is the most informed one. He will help you explore all the options and will provide straightforward answers to all your questions. When Al is not in the office you can find him spending time with his family and friends, golfing or paying it forward by sponsoring and supporting his local community.

Address

2380 Esplanade Drive #301
Algonquin, IL
60102

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Our Story

First Centennial Mortgage (FCM) is a family owned mortgage banker helping families and individuals realize the American Dream of homeownership, since 1995. We assist our customers with products that represent every aspect of the homeowner’s financing needs.

The cornerstone of our company is the team we have built. We have been successful at attracting the best and brightest in the industry and are committed to the best customer service. We underwrite, close, and fund all of our loans in-house, giving us the ability to control the loan process from beginning to end.

We have been recognized and received numerous awards over the years: Mortgage Executive Magazine named FCM as one of the Top 100 Mortgage Companies for the last six consecutive years; named a Top 100 Mortgage Employer by National Mortgage Professional Magazine, and identified as one of the Chicago Tribune Top Work Places two years in a row.

We lend in 13 states: Arizona, California, Colorado, Florida, Illinois, Indiana, Michigan, Minnesota, Ohio, Oregon, Texas, Washington and Wisconsin.