Sheron E Sidbury

09/07/2026

Can you lower your hospital bills 💵 without health insurance? Yes with knowledge and the willingness to take action and advanced planning. Many will be losing eligibility for financial assistance for health insurance starting January 1, 2027. This will be an instant unexpected payment increase. Many will not lose coverage but will drop it because full price health insurance is unaffordable. But does that mean there are no options? No. But if you do not work now to create a plan B for future healthcare access it could spell disaster when a crisis strikes.

08/13/2026

Charity Care and Medical Bill direct payment plan arrangements will become the new risk transfer option for many. But many don’t know it exists nor plan for it before hand. Neither require monthly premiums. Both require time and effort and if you do have to pay, it’s for what you actually used. Bill negotiation for large medical bills is also an option that fits well which these two options. Both insured, uninsured and underinsured are welcome.

08/04/2026

With healthcare prices rising and access to affordable insurance declines Telehealth for routine exams may not only save you money but also buy back your time.

As disparities in access to healthcare continue to be an issue across Virginia, recent studies have shown that telehealth services have gained and retained popularity with patients statewide since the COVID-19 pandemic.

“When there are provider shortages, telehealth really helps, whether it’s primary care or mental health,” says Dr. Muriel Azria-Evans, director of mental health and wellness at Health Brigade, a Richmond-based free clinic that began seeing patients via telehealth visits during the pandemic and decided to maintain those services. “I was a skeptic, I will tell you that,” she says. “But the data and experience really are turning around to the benefits of telehealth. There are comparable outcomes for clients, so I’m a true believer.”

https://buff.ly/Vty1eFE

07/27/2026

The Virginia Health Benefit Exchange is allowing Virginia consumers to enroll in comprehensive health insurance through the Virginia Insurance Marketplace if they were deceived into enrolling in discount medical plans or indemnity plans that were promoted as a major medical plan. The two companies named in the lawsuit are in the article below 👇

07/07/2026

This is a growing problem and will get bigger next year when many legal immigrants who are currently receiving financial assistance lose it when they are reclassified as not being an “eligible alien”. When health insurance is limited to a few and the true price for many families is equivalent to buying a new car every year or bypass the mortgage or rent payment. Should we be surprised to see the drop in enrollment?

Many viable solutions have been eliminated and or restricted by people who don’t understand them. Rather than educating the public and giving a balanced view of all options they take options away, freeze people out and leave them with no choice but to abandon the one choice that they promote as the only solution so their families can survive economically on a daily basis. They are taking back control of what’s affordable for them and their family. The risk will be transferred when disaster strikes. Someone will pay 💰

Nearly 1 in 5 people using the state exchange has dropped coverage since January.