Spectra Credit Union

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United States
Alexandria, VA
Spectra Credit Union

Our goal to provide a wide range of banking options for members from all walks of life. Inspired by possibility. Driven to discover.

The future is powered by the visionaries of today - those people, who when faced with a challenge, see an array of opportunities, not limitations. Whether it’s a scientific breakthrough, a new technology, or societal progress, they come prepared: Informed by history. At Spectra Credit Union, our founders were scientists at the Naval Research Laboratory (NRL). And while we may not explore galaxies

or delve into the seas, they still inspire us to stay on a constant journey to find better, faster, stronger solutions to empower your financial well-being. Our name reflects the diverse community we serve and our goal to provide a wide range of banking options for members from all walks of life.

09/02/2026

Get your paycheck up to 2 days early* when you set up direct deposit through Spectra! Switching is just a click away— get started at https://bit.ly/3OJf0kx

Discover a better way to save with guaranteed returns!Whether you're saving for tomorrow or planning your next milestone...

09/01/2026

08/31/2026

We're proud to host our annual back-to-school supply drive benefiting local K-12 students. Donations will be accepted until Spectra branches close TODAY! You can drop donations into boxes at each Spectra location or through this Amazon Wishlist.

For more information visit https://bit.ly/3Ro9IjF

08/28/2026

Give your employee benefits package a boost! Spectra’s Preferred Partner Program helps empower your employees through comprehensive assistance in financial management. And did we mention it’s free? Get started at: https://bit.ly/451MuCX

08/26/2026

America is celebrating 250 years of possibility, and we’re bringing the festivities to you! Celebrate your next adventure with a new auto loan or refinance from Spectra.

Apply now at https://bit.ly/3YOIuC7

08/21/2026

Ready to renovate your kitchen? Tired of waiting to patch up wear-and-tear? Give your home the makeover it deserves with a Home Improvement Loan! Learn more at: https://bit.ly/4hCtlyY

08/19/2026

Still struggling with overpriced and unhelpful planning resources? Protect your family and build your brilliant future in 4 steps with Wills and Trusts from Legal Karma! Get Started at https://bit.ly/4yQFfvb

08/18/2026

Discover a better way to save with guaranteed returns!

Whether you're saving for tomorrow or planning your next milestone, our 14-month certificate helps you put your money to work with 4.05% APY.*

Lock in your rate at https://bit.ly/4zn946R

*APY = Annual Percentage Yield. Minimum balance to earn promotional rate is $500.00. A penalty may be imposed for early withdrawal of funds. Fees could reduce earnings. APY is valid as of August 17, 2026.

08/17/2026

We're proud to host our annual back-to-school supply drive benefiting local K-12 students. Donations will be accepted 7/30 through 8/31. You can drop donations into boxes at each Spectra location or through this Amazon Wishlist.

For more information visit SpectraCU.com/BTS

08/14/2026

PAY$AP is your FREE all-in-one P2P solution—send money instantly to anyone in the U.S. using PayPal, Venmo, or directly to a debit card. Learn more at SpectraCU.com/products/eservices

Address

5440 Cherokee Avenue, Suite 200
Alexandria, VA
22312

Telephone

+13018398400

Website

https://www.spectracu.com/

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