Thomas Howard - CrossCountry Mortgage

Thomas Howard - CrossCountry Mortgage Helping individuals and families achieve homeownership! I provide expert guidance and tailored loan solutions to make your dream home a reality.

Personal NMLS ID 2501157 | Branch NMLS ID 1600235 |
Company NMLS ID3029 Welcome to Motto Mortgage Prestige, your trusted mortgage brokerage in Alexandria. We specialize in personalized home loan solutions and connect you with a wide network of wholesalers to ensure a transparent and efficient financing experience. Whether you're a first-time homebuyer or looking to refinance, our dedicated team wi

ll help tailor mortgage options to fit your unique needs. We will guide you every step of the way to ensure a smooth journey to homeownership.

04/16/2025

‼️Virginia Buyers‼️

The city of Norfolk, VA is offering $60,000 toward a down payment & closing cost for qualified individuals on a home purchase that will be FULLY FORGIVEN if you agree to live in the property for 10 years!

Contact me today to see how you can take advantage!

04/10/2025

Hidden homebuying insight:

Some utility companies offer energy efficiency mortgages or rebates that can help finance home improvements while lowering your monthly bills.

03/18/2025

Your credit score matters less than you think when getting a mortgage—your debt-to-income ratio (DTI) is the real deal-breaker.

Lenders care more about whether you can afford the loan than if you have a perfect 800 credit score. 760+ you’ll qualify for the best interest rates.

03/18/2025

Interest rates have been fluctuating lately - but don't let that discourage your homebuying plans! I'm here to help you navigate these changes and find the most competitive financing options. Whether you're a first-time buyer, looking to refinance, or ready to upgrade to your dream home, let's connect this week to discuss your unique situation. Your perfect mortgage solution might be closer than you think!

03/06/2025

Life is a succession of lessons which must be lived to be understood. 💡

03/05/2025

Thinking about moving? Here’s a quick guide to help you time your home search strategically!

Start Looking → Move-In Timeline
✅ March → June
✅ April → July
✅ May → August
✅ June → September
✅ August → October

General rule of thumb is to give yourself at least 90 days, but closings can happen as fast as 21 days or better!

Tips & Tricks:
✔️ Get Pre-Approved Early – Know your budget before you start searching.

✔️ Be Flexible – Peak seasons mean faster deals; off-peak seasons can mean better prices.

✔️ Parent? Factor in School Schedules – Moving in summer? Start early to settle before school begins.

✔️ Consider Market Trends – Spring has more listings, fall/winter may have better deals.

✔️ Factor in Loan Processing Time – Start early to avoid delays in closing.

Need guidance on getting pre-approved or locking in the best rate? Let’s connect! 🏡💰

03/05/2025

Make today a WIN! 🏆

09/12/2024

If you're self employed and write off A LOT of expenses, you might not qualify for a TRADITIONAL mortgage loan (FHA, USDA, VA, CONVENTIONAL) as first-time homebuyers.

If you make $100,000 and write off $90,000 on your taxes...now your income is only $10,000 per year!

Address

2461 Eisenhower Avenue
Alexandria, VA
22314

Opening Hours

Monday 8am - 7pm
Tuesday 8am - 7pm
Wednesday 8am - 7pm
Thursday 8am - 7pm
Friday 8am - 7pm
Saturday 9am - 5pm
Sunday 9am - 5pm

Telephone

+16189773120

Website

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