05/13/2026
Loan Level Price Adjustment (LLPA) fees, charged by Fannie Mae or Freddie Mac and determined by the Loan to Value (LTV) and credit score, help offset loan risk and are paid by the borrower. Borrowers with a higher LTV and higher credit scores will pay less in LLPA fees. Want to learn more about how LLPA fees affect borrowers? Reach out today!