John Waugh - Country Financial Representative

05/08/2026

Happy Mother’s Day to all the amazing moms out there 🌷 Thank you for your love, strength, and everything you do each and every day. Hope today brings you smiles, appreciation, and a little extra rest—you’ve earned it! 💖

05/06/2026

We 💚supporting (and insuring) small businesses and here’s why:
• Small businesses make our community unique and boost our local economy.
• They showcase the local expertise, focus and commitment to our community’s residents; that’s why I specialize in providing customized protection with small business insurance.
• As a COUNTRY Financial rep, I’m a small business owner, too, so I understand the challenges and needs of small business owners in our community.

I know our local small business owners are in a constant balancing act to make sure their business succeeds. That’s why this Small Business Appreciation Month I thank you for the dedication you bring to your community every day.

Happy Small Business Appreciation Month!
If you’re running a small business, and you need an insurance checkup, let’s chat!
--------------------------------------------------------------------------------------------------------
we believe the more you know about small business insurance, the better prepared you’ll be to make decisions. Follow us for more insurance and financial info.

05/05/2026

In our most recent Market & Economic Outlook, the team looks at a period shaped by:
➡️ War in the Middle East
➡️ Higher oil prices
➡️Changing interest rate expectations
➡️Market ups and downs.

Even so, the markets have held up better than many might expect.
🔗 Read the full outlook here: https://cfin.us/3RiNfDU

04/27/2026

Buying a house for the first time is overwhelming. Getting home insurance is just another cherry on top of that largest-purchase-you’ve-ever-made-in-your-life-sundae.

We make it easy with experts that get you the home, auto, and any other insurance you need so you can feel confident knowing you’re covered.
—
has been protecting homeowners since 1925. Follow us for more on how you can protect the things that matter most.

04/22/2026

Distracted driving is, of course, unsafe. But it also keeps you from some serious savings on your car insurance. Our DriverIQ program rewards you for having a steady hand behind the wheel and, unlike other providers, we won't increase your base premium or surcharge you for poor driving.

--

we believe the more you know about insurance, the better prepared you’ll be to make decisions. Follow us for more insurance and financial info.

04/21/2026

Like lots of decisions in life, you have options to consider. The same is true when choosing the right life insurance. So, if you don’t know where to start, we can help!

Here are some factors to consider when choosing between the different types of life insurance:
🟩 Length of coverage: Do you want a lifetime policy (permanent) or one that lasts for a set number of years (term)?

🟩 Cost of premiums: Are you looking for a low monthly payment (term) or can you swing a bit more (permanent)?

🟩 Option for cash value: Do you want your life insurance policy to build cash value over time (permanent)?

Need a little more help understanding the difference between term & permanent life insurance? Think of them this way:
🟩 Term life insurance is like renting: you’re covered for a set time and have the option to renew.
🟩 Permanent life insurance is like owning a home: as long as you pay your mortgage, it’s yours, and you can build equity over time

Let’s chat to discuss more about the different types of life insurance.
--
we’re committed to helping you protect your today and plan for your tomorrow. Follow us for more on how you can protect the life you love.

https://www.countryfinancial.com/en/insurance/life-and-health/life.html

04/17/2026

Since 1925, COUNTRY Financial has grown to offer insurance and financial products from farm, auto and home insurance to investment services — but our roots will always be in agriculture.

As a Farm Certified Representative, I've completed thorough training on proper protection and legacy planning for farmers. Using this experience, I can customize your farm’s insurance and meet your operation’s specific needs.

Contact me today to learn how we can work together to create a plan for your insurance coverage!

04/10/2026

We are proud our clients speak so highly of us. We’ve earned a5-star rating on Google, and it inspires us to do our very best every day. If you’ve trusted us with your insurance & financial needs, we’d love to hear from you. Please take a quick moment and let us know what you think

Post a review to our profile on Google

04/09/2026

Whether you’re nearing retirement age or are several years off, Social Security questions will probably come up in your retirement planning. Questions like, “What age should I take Social Security?”

Here’s the thing: You’re allowed to take Social Security as early as age 62. But did you know that every year you delay, up to age 70, your benefit increases by 8%?

That’s a potential 64% increase in lifetime income. Imagine that!

Another question that may come up is “Will Social Security be around when I retire?”

While I don’t have a crystal ball to see into the future, as a COUNTRY Trust Bank®️ Financial Advisor, I'm here to guide you through your choices and help you make informed decisions as you as you plan for your retirement.

Let’s talk!
-------------------
we're committed to helping you protect your today and plan for your tomorrow. Follow us for more on how you can protect the life you love.

04/07/2026

How much is life insurance?
It depends on your age, health, lifestyle & coverage—but getting covered is easier than ever thanks to modern tools.

Want to lower your life insurance rate?
✅ Buy early
✅ Practice healthy habits
✅ Consider term life

There’s a plan for every budget. Let’s chat to find the right fit for you—you might be surprised how affordable life insurance really is!
--
we’re committed to helping you protect your today and plan for your tomorrow. Follow us for more on how you can protect the life you love.

https://www.countryfinancial.com/en/insurance/life-and-health/life.html

04/01/2026

Our office will be closing at noon on Good Friday, April 3rd. We hope everyone has a safe holiday weekend.