Denise Morey NMLS #2145140

Denise Morey NMLS #2145140 Denise Morey is a home loan mortgage originator in Albuquerque, NM.

The National Homebuyers Fund allows eligible homebuyers to get an FHA loan with no money down. It’s true! The 3.5% down ...
09/14/2023

The National Homebuyers Fund allows eligible homebuyers to get an FHA loan with no money down.

It’s true! The 3.5% down payment assistance (DPA) covers the entire required down payment amount for FHA loans.

Learn more about your DPA options: https://bit.ly/45V0T2R

One of the most common mortgage myths is that you need a large down payment to buy a home. This myth is BUSTED‼️ Waterst...
09/12/2023

One of the most common mortgage myths is that you need a large down payment to buy a home.

This myth is BUSTED‼️ Waterstone Mortgage offers a variety of programs that require no down payment at all — including Powerhouse 100.

Powerhouse 100 has no income limits, is available for first-time AND repeat homebuyers, and is available for loan amounts up to $726,000.

Read more about our Powerhouse 100 program here: https://bit.ly/3Re104O

Today and always, we will never forget. 🇺🇸
09/11/2023

Today and always, we will never forget. 🇺🇸

Now is the time to break out of your rent cycle! Owning a home of your own allows you to increase your wealth with each ...
09/10/2023

Now is the time to break out of your rent cycle! Owning a home of your own allows you to increase your wealth with each monthly payment.

Because whether you rent or own, you’re paying someone’s mortgage. Let’s make sure it’s your own. 🏡

Learn more about the benefits of homeownership ➡️ https://bit.ly/460P5eK

In the right situation, a reverse mortgage can create a more financially stable and secure retirement for homeowners and...
09/09/2023

In the right situation, a reverse mortgage can create a more financially stable and secure retirement for homeowners and homebuyers who are 62 or older.

At Waterstone Mortgage, we help seniors explore whether a reverse mortgage is ideal for their current circumstances and long-term goals. Because reverse mortgages are unique, we take the time to answer questions, address concerns, and help our potential clients strategize for the future.

Learn more: https://bit.ly/3sJ64nL

Want to buy a house, but aren’t thrilled with where rates are at? Consider a temporary interest rate buydown. Here's how...
09/08/2023

Want to buy a house, but aren’t thrilled with where rates are at? Consider a temporary interest rate buydown.

Here's how it works. You'll lock in an interest rate, then it will be reduced by 2% for the first year. For the second year, your original interest rate will be reduced by 1%. Then, in year three and going forward, you'll have that original interest rate. There's no extra cost for the homebuyer — it's covered by the seller.

This example features a 2-1 buydown, but Waterstone Mortgage also offers 3-2-1 and 1-0 buydown options.

Learn more about how this could potentially help you save on your mortgage payments: https://bit.ly/460CKay

If you own a home and have student loan debt, you could benefit from a cash-out refinance — allowing you to pay off one...
09/06/2023

If you own a home and have student loan debt, you could benefit from a cash-out refinance — allowing you to pay off one or several of your student loans. Plus, some of the typical refinance fees are reduced for this program.

Learn more about how you can make this happen ➡️ https://bit.ly/3PszGyD

School is in session! 📚 ✏️If you’re looking to learn a little bit more about the mortgage lending process, head to the M...
09/05/2023

School is in session! 📚 ✏️

If you’re looking to learn a little bit more about the mortgage lending process, head to the Mortgage Basics blog for helpful articles, tidbits, and information ➡️ https://bit.ly/44D299l

Buying a house for the first time is incredibly exciting, but there are lots of unknowns. What advice would you share wi...
09/04/2023

Buying a house for the first time is incredibly exciting, but there are lots of unknowns. What advice would you share with new homebuyers? Sound off in the comments. ⬇️

A mortgage is one of — if not THE — biggest financial investments you’ll make in your lifetime. That’s why Waterstone Mo...
09/03/2023

A mortgage is one of — if not THE — biggest financial investments you’ll make in your lifetime. That’s why Waterstone Mortgage offers the tools to help you keep the process simple and clear. Check out these helpful tools before starting your mortgage journey: https://bit.ly/3Z4NJh4

Getting ready to buy a house? Start with a pre-approval. With a pre-approval letter in your pocket, you’ll know exactly ...
09/02/2023

Getting ready to buy a house? Start with a pre-approval.

With a pre-approval letter in your pocket, you’ll know exactly how much home you can afford and stand out from other buyers.

Check out this link to learn more or get pre-approved today: https://bit.ly/3Z3aamG

Here at Waterstone Mortgage, we know that your home is more than just a house — it's where life happens. 🏡Whether you ar...
08/30/2023

Here at Waterstone Mortgage, we know that your home is more than just a house — it's where life happens. 🏡

Whether you are starting a family, accepting your dream job, creating memories with neighbors, or anything in between, your home will see it all.

Send a message to get started on your journey to homeownership today!

Address

Albuquerque, NM
87109

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

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