Jamie Padilla, Licensed Agent with New York Life Insurance Company

11/24/2022

Happy Thanksgiving! Today, give thanks for your loved ones, the time you spend together, and the lifetime of memories you share.

11/16/2022

Whatever the future holds for you and your family, I take pride in helping you prepare for it. Letʼs talk about how I can give your family a little more peace of mind.

11/14/2022

Looking for a little more certainty with your money? Check out this guaranteed interest rate. Contact me today!

11/14/2022

Mentoring can be a great way to engage new employees, increase job satisfaction, and boost retention. The 7 helpful tips found in this article can help you get started. Contact me to explore other small business solutions.

Mentorship programs at work are essential to employee retention and growth. New York Life offers 7 tips for effective mentoring in the workplace.

11/11/2022

On , we honor and give thanks to those who bravely serve our country and protect us every day.

11/09/2022

I love my work because I love helping people. Every day, I get to help my clients protect what matters most to them. And that makes everything I do worth it. Let me help you today.

11/07/2022

Do benefits matter to today’s mobile workforce? You bet they do. As this article shows, perks and benefits have become even more important to employees since the pandemic. Click to read more.

During the pandemic, workers had to cope with health issues, financial concerns, and changing job demands. Benefits helped make a difference, according to these key takeaways from

11/04/2022

Market Wealth Plus is a variable universal life insurance policy that can help you with long-term life insurance protection for your loved ones, while pursuing growth. It has other unique features. Learn the benefits here https://nyl.co/3zCLyFF.

11/02/2022

11/02/2022

💯 ⏰

11/02/2022

Please Read, Excellent information:
IMPORTANT INFORMATION TO GET YOUR AFFAIRS IN ORDER!!
💰Make sure all bank accounts have direct beneficiaries. The beneficiary need only go to the bank with your death certificate and an ID of their own.
🏡 TOD = Transfer On Death house deed if you own a home. Completing this document and filing it with your county saves your heirs THOUSANDS. This document allows you to transfer ownership of your home to your designee. All they need to do is take their ID and your death certificate to the county building and the deed is signed over. Doing this will avoid the home having to go through probate.
🚗 TOD = also Transfer on Death your auto title(s). You can do that too. All these things will help your heirs avoid the probate process!
👨‍👩‍👧‍👦 Living Will: Allows one to put in writing EXACTLY what you want done in the event you cannot speak for yourself when it comes to healthcare decisions as well as other final decisions.
👩🏽‍⚖️ Durable Power of Attorney: Allows one to designate a person to make legal decisions if one is no longer competent to do so.
🏥 Power of Attorney for Healthcare: This document allows one to designate someone to make healthcare decisions for their person.
🛍 Last Will and Testament: Designates to whom personal belongings will go too.
🪦 Funeral Planning Declaration: allows one to say exactly one’s wishes as far as disposition of the body and the services.
If the above documents are done, you can AVOID probate.
If all the above is not done, you have to open an estate account at the bank. All money that doesn’t have direct beneficiaries goes into this account. You have to have an attorney to open the estate account. The attorney also has to publicize your passing in the newspaper or post publication at the county courthouse, to allow anyone to make a claim on your property. - It’s a complete PAIN.
📚 💳 Make a list of all banks and account numbers, all investment institutions with account numbers, lists of credit cards, utility accounts, etc. Leave clear instructions as to how and when these things are paid.
📂 Make sure your heirs knows where life insurance policies are located.
📝 Make 100% sure SOMEONE knows your Apple ID, bank ID account logins and all passwords! A password keeper will streamline that - only one password needed to access all accounts.
🚗 Make sure you have titles for all vehicles, campers, etc in the SAME PLACE.
Set up a trust for intended beneficiaries that are too young, and appoint a trustee of said trust.
MOST IMPORTANTLY!!!! - Talk with those closest to you and make all your wishes KNOWN. Talk to those whom you’ve designated, as well as those close to you whom you did not designate. Do this to explain why your decisions were made and to avoid any lingering questions or hurt feelings.
⚡️Hope this helps! ⚡️I also hope this lights a spark to encourage all your friends and family to take care of these things to make it easier for those we all leave behind!
Do it! Start an important conversation with your loved ones.
(REPOST)