The Clowe Agency

01/13/2026

09/23/2025

CEOs know presidents come and go, Congress rotates, policies shift, but the engine of America never stops. Over half of every global investment dollar flows into this economy. Why? Because our businesses stay focused on the prize: customers, employees, and shareholders. For more than 200 years, thro...

05/05/2025

Just saying...

When Logic Meets Policy: A Sharp Look at Double Standards Regulations are only as effective as they are consistent. In a world where purchasing a firearm involves multiple layers of identification, background checks, and in-person verification, it's worth asking why voting—arguably the foundat...

02/03/2025

Here are 5 of the main drivers in the life insurance industry today, and how they will affect the future...https://thecloweagency.mytrustedadvisor.life/about-me/b/the-future-of-life-insurance-in-2025

08/10/2024

It's never too early to plan for the inevitable. Act now while you are still healthy. Most Life insurance rates are based on three things: gender, age and health. Don't wait...because things will change.
Call The Clowe Agency (505) 306-3811

05/29/2024

SINGLE MOTHERS have very different concerns than others...here are three concerns single mothers have versus the general population...https://thecloweagency.mytrustedadvisor.life/blog/b/life-insurance-easing-financial-concerns-for-single-moms

𝗟𝗶𝗳𝗲 𝗜𝗻𝘀𝘂𝗿𝗮𝗻𝗰𝗲: 𝗘𝗮𝘀𝗶𝗻𝗴 𝗙𝗶𝗻𝗮𝗻𝗰𝗶𝗮𝗹 𝗖𝗼𝗻𝗰𝗲𝗿𝗻𝘀 𝗳𝗼𝗿 𝗦𝗶𝗻𝗴𝗹𝗲 𝗠𝗼𝗺𝘀
The data on single moms shows their financial concerns are more elevated across the board, often by double digits. Here are just three concerns of single moms versus the general population:

✅Having money for a comfortable retirement: 58% vs. 44%

✅Leaving dependents in a difficult financial situation should I die prematurely: 51% vs. 29%

✅Ability to afford college for children: 40% vs. 22%

See more information on this topic on our blog: https://thecloweagency.mytrustedadvisor.life/blog/b/life-insurance-easing-financial-concerns-for-single-moms

▶️Life Insurance is not a bill, it is a guaranteed way to leave a legacy for your family.

▶️Get Life Insurance when you are young and healthy because it only gets more expensive with time.

Message me for a quote in 5 minutes

05/29/2024

I keep seeing commercials on TV advertising life insurance for only $9.95/mth, without medical exams or visits. How is that possible? $9.95 is for ONE UNIT of coverage, and the amount of coverage varies depending on your AGE & GENDER. This is a Guaranteed Issue product that has a LIMITED DEATH BENEFIT PAYOUT during the first 2 yrs. That means if you die of natural causes in the first 2 years of the policy, your beneficiaries receive the amount of premiums paid + 10%, NOT THE FULL DEATH BENEFIT. These policies are designed to help those who have serious medical issues and have no other option...it is actually the most expensive life insurance you can buy, because EVERYONE IS ACCEPTED. If you have a guaranteed issue policy, call me. I may be able to help place you in a better policy, even if you have medical issues. 505-306-3811. For the REAL COST OF GUARANTEED ISSUE POLICIES: https://thecloweagency.mytrustedadvisor.life/blog/b/unpacking-the-costs-of-guaranteed-issue-or-acceptance-whole-life-insurance---watch-out

$9.95 a month for life insurance? Everyone is accepted? DOES THAT REALLY MAKE SENSE? Have you ever wondered how life insurance companies can offer Guaranteed Issued Whole Life Insurance to EVERYONE...without a medical exam or even medical questions? There are people that this may make sense...but not for most.

FOR THE REAL COSTS: https://thecloweagency.mytrustedadvisor.life/blog/b/unpacking-the-costs-of-guaranteed-issue-or-acceptance-whole-life-insurance---watch-out