J. Mullen & Associates, LLC

J. Mullen & Associates, LLC An Independent Medicare insurance
agency serving the Capital Region for 20+ years. NOT AFFILIATED WITH THE FEDERAL GOV.

We provide no-cost guidance to help you understand Medicare Advantage, Medicare Supplement, EPIC, Medicare Savings Program & more.

💡 Turning 65 but continuing to work?You may not automatically need to enroll in every part of Medicare right away. The r...
09/02/2026

💡 Turning 65 but continuing to work?

You may not automatically need to enroll in every part of Medicare right away. The right timing depends on your employer coverage and individual situation.

Before delaying Medicare Part B, be sure to understand:

• Whether your insurance is based on current employment
• How many employees your employer has
• Whether your prescription coverage is considered creditable
• When your employer coverage will end
• Whether delaying enrollment could result in a penalty or coverage gap

COBRA and retiree coverage do not always follow the same Medicare rules as insurance from active employment.

Let’s review your situation before you make a decision.

📞 518-491-7663
🌐 www.jmullenassociates.com
No cost and no obligation.

Joe and Britta Mullen represent 10 organizations and offer 63 plans in the Capital Region. Additional plans are available that they do not represent. For information about all your options, contact Medicare.gov or call 1-800-MEDICARE.

⏰ Medicare Open Enrollment begins in just 45 days!Open Enrollment runs from October 15 through December 7. This is the t...
08/31/2026

⏰ Medicare Open Enrollment begins in just 45 days!

Open Enrollment runs from October 15 through December 7. This is the time to review your Medicare Advantage or prescription drug coverage for 2027.

You can start preparing now by making a list of:

✅ Your doctors and specialists
✅ Your current prescriptions and dosages
✅ Your preferred pharmacy
✅ Any changes in your health or coverage needs
✅ Questions or concerns about your current plan

A little preparation now can make your annual Medicare review much easier.

📞 518-491-7663
🌐 www.jmullenassociates.com
No cost and no obligation.

Joe Mullen represents 10 organizations and offers 63 plans in the Capital Region. Additional plans are available that he does not represent. For information about all your options, contact Medicare.gov or 1-800-MEDICARE.

🚨Let’s Talk Medicare: Original MedicareOriginal Medicare combines:🏥 Part A — Hospital-related care🩺 Part B — Medical and...
08/12/2026

🚨Let’s Talk Medicare: Original Medicare

Original Medicare combines:

🏥 Part A — Hospital-related care
🩺 Part B — Medical and outpatient care

Together, they cover many healthcare services—but not everything. Common coverage gaps include:

💊 Most outpatient prescriptions
🦷 Routine dental care
👓 Routine vision care
👂 Hearing aids
🏡 Long-term care

Deductibles and coinsurance may also apply, and there is no annual out-of-pocket limit.

Questions? We’re here to help make Medicare easier to understand!

📞 518-491-7663
🌐 jmullenassociates.com

There is no cost or obligation for our services.

Not affiliated with or endorsed by the U.S. government or the federal Medicare program.

🩺 Let’s Talk Medicare: Part BMedicare Part B is often called “medical insurance.” It generally helps cover:✔ Doctor visi...
08/11/2026

🩺 Let’s Talk Medicare: Part B

Medicare Part B is often called “medical insurance.” It generally helps cover:

✔ Doctor visits
✔ Outpatient care
✔ Preventive services and screenings
✔ Durable medical equipment, such as walkers and wheelchairs

Part B does not cover every healthcare expense. Premiums, deductibles and coinsurance may apply.

Have questions about Medicare Part B? We’re here to help make Medicare easier to understand.

📞 518-491-7663
🌐 jmullenassociates.com

There is no cost or obligation for our services.

Not affiliated with or endorsed by the U.S. government or the federal Medicare program.

👋 Meet Joe & Britta MullenWe’re the husband-and-wife team behind J. Mullen & Associates, a local independent Medicare br...
08/09/2026

👋 Meet Joe & Britta Mullen

We’re the husband-and-wife team behind J. Mullen & Associates, a local independent Medicare brokerage in Albany.

We’re here to help you understand your Medicare options, and our support doesn’t stop after enrollment. When questions come up, you have someone local to call.

🤝 Personal guidance. Ongoing support.
💙 No cost and no obligation.

📞 518-491-7663
🌐 jmullenassociates.com

Not affiliated with or endorsed by the U.S. government or the federal Medicare program.

🏥 Medicare Part A: Hospital CoverageMedicare Part A is often called “hospital insurance.” It generally helps cover:✔ Inp...
08/07/2026

🏥 Medicare Part A: Hospital Coverage

Medicare Part A is often called “hospital insurance.” It generally helps cover:

✔ Inpatient hospital care
✔ Short-term skilled nursing facility care after a qualifying hospital stay
✔ Hospice care
✔ Certain home health services

Part A does not cover every expense, and eligibility requirements, deductibles and other costs may apply.

Have questions about how Medicare Part A works? We’re here to help you understand the basics.

📞 518-491-7663
🌐 jmullenassociates.com

There is no cost or obligation for our services.

Not affiliated with or endorsed by the U.S. government or the federal Medicare program.

📘 Let’s Talk Medicare: Back to BasicsMedicare doesn’t have to be confusing. Throughout August, we’re going back to basic...
08/04/2026

📘 Let’s Talk Medicare: Back to Basics

Medicare doesn’t have to be confusing. Throughout August, we’re going back to basics and explaining Medicare one topic at a time.

We’ll break down Parts A, B, C and D, answer common coverage questions and share helpful tips to prepare for the fall enrollment season.

Follow along and let us know which Medicare topics you would like us to cover!

📞 518-491-7663
🌐 jmullenassociates.com

There is no cost or obligation for our assistance.

Not affiliated with or endorsed by the U.S. government or the federal Medicare program.

👋 Meet Joe & Britta MullenAt J. Mullen & Associates, we’re independent licensed Medicare advisors dedicated to helping i...
07/31/2026

👋 Meet Joe & Britta Mullen

At J. Mullen & Associates, we’re independent licensed Medicare advisors dedicated to helping individuals and families understand their Medicare options.

✔ No-cost, no-obligation guidance
✔ Personalized Medicare reviews
✔ Trusted local advisors

Our goal is simple: Helping you make confident Medicare decisions.

📞 Contact us today to schedule your Medicare review.

Not affiliated with or endorsed by the U.S. government or the federal Medicare program.

📋 Getting ready for your Medicare appointment?Bring these five things with you:✔ Medicare Card✔ List of Medications✔ Doc...
07/29/2026

📋 Getting ready for your Medicare appointment?

Bring these five things with you:

✔ Medicare Card
✔ List of Medications
✔ Doctor List
✔ Pharmacy Information
✔ Your Questions

We’ll take care of the rest.

Schedule your no-cost, no-obligation Medicare review with J. Mullen & Associates today.

Not affiliated with or endorsed by the U.S. government or the federal Medicare program.

🍂 October may seem far away… but it will be here before you know it!The Medicare Annual Enrollment Period (AEP) begins O...
07/27/2026

🍂 October may seem far away… but it will be here before you know it!

The Medicare Annual Enrollment Period (AEP) begins October 15. Now is the perfect time to start getting organized.

Gathering your medications, reviewing your doctors, and thinking about any changes in your healthcare needs now can make enrollment season much less stressful.

At J. Mullen & Associates, we’re here to help you understand your options and prepare with confidence—at no cost and no obligation.

📞 Call us today to schedule your Medicare review before the fall rush.

Not affiliated with or endorsed by the U.S. government or the federal Medicare program.

Address

292 Washington Avenue Ext. , Suite 111-D
Albany, NY
12203

Telephone

+15184917663

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